409 Puerto Pl, Hayward, CA 94541 Property Records

Alameda County property record for 409 Puerto Pl, Hayward, CA 94541

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,442 sqft · built 1980
Lot Size	2.72 acres (118,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2026)
Tax Bill	$5,411 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-72-117`

Property Details

APN / Parcel Number

Primary APN	`431-72-117`
Alternative APN	`431-0072-117-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	118,543 sqft

Location & Zoning

Street Address	409 PUERTO PL
City	HAYWARD
State	CA
Zip	94541-7301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR: 4048 LOT: BLDG: UNIT:3
Legal Subdivision	SOUTHLAND VILLAS
Legal Tract	4048
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2005
Census Tract	436700

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Feb 25, 2026	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Feb 25, 2026 · Amount on Record
Deed Document Number	202681827
Prior Transfer Date	Mar 1, 2007
Prior Transfer Doc	0000099792
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 23, 2026
Property Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Document Number	0000081827
Instrument Date	Jun 11, 2026
Instrument	202681827
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081828,
Date	Jun 23, 2026
Instrument	202681828

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PUERTO PL, HAYWARD, CA 94541-7301

Mortgage

Document Number	0000050666
Date	Mar 9, 2022
Instrument	2022050666

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 25, 2026
Property Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Document Number	0000026959
Map Reference	MB 110 PG 33 & 34
Instrument Date	Jan 16, 2026
Instrument	2026026959
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 SILVER CREEK RD, SAN JOSE, CA 95138-2500

Mortgage

Document Number	0000026960
Date	Feb 25, 2026
Instrument	2026026960

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	409 PUERTO PL, HAYWARD, CA 94541-7301
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PUERTO PL, HAYWARD, CA 94541-7301

Mortgage

Document Number	0000032924
Date	Jan 27, 2021
Instrument	2021032924

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,240 (+2.03%) Land $133,647 Building $311,593
2025	$5,411.00 (+0.97%) Homeowner's exemption	$429,511 (+2.37%) Land $131,027 Building $305,484
2024	$5,359.00 (+1.52%)
2023	$5,279.00 Homeowner's exemption	$419,564 Land $125,940 Building $293,624	$675,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1997)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sail Internet, Sonic Telecom, T-Mobile.

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