Frederick County property record for 409 Prospect Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,696 sqft · built 1900 |
| Lot Size | 0.309 acres (13,503 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (May 2019) |
| Tax Bill | $3,554 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-380854 |
| Primary APN | 18-380854 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Total Area |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 13,503 sqft (0.309 acres) |
| Garage Type | Detached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 341 sqft |
| Deck Area | 300 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 380854 |
|---|---|
| Street Address | 409 PROSPECT RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-5610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 0.31 ACRE N/S PROSPECT RD. MT. AIRY |
| Legal Subdivision | MT AIRY |
| Legal Lot Number | 31 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 18, WOODVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 752001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 PROSPECT RD, MOUNT AIRY, MD 21771-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 20, 2019 | Individual Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Jul 10, 1996 · Amount on Record |
| Deed Document Number | 0012978481 |
| Deed Book / Page | 12978 / 481 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 409 PROSPECT RD, MOUNT AIRY, MD 21771-5610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 409 PROSPECT RD, MOUNT AIRY, MD 21771-5610 |
| Document Number | 0158280048 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 15828/48 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 1, 2051 |
| Document Type | Individual Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 20, 2019 |
| Property Address | 409 PROSPECT RD, MOUNT AIRY, MD 21771-5610 |
| Document Number | 0129780481 |
| Book / Page | 12978 / 0481 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | R & P SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 PROSPECT RD, MOUNT AIRY, MD 21771-5610 |
| Document Number | 129780491 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 12978/0491 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Mount Airy Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,554.00 | $259,033 | $266,200 Land $114,300 Building $151,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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