409 Preston St, Waco, TX 76704 Property Records

McLennan County property record for 409 Preston St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,466 sqft · built 1920
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on Record
Tax Bill	$786 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`48-034700-003500-3`

Property Details

APN / Parcel Number

Primary APN	`48-034700-003500-3`
Alternative APNs	`4803470000350030111` `187235`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	409 PRESTON ST
City	WACO
State	TX
Zip	76704-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	RENICK OUTLOT LOT 2 BLOCK 14 ACRES .132
Legal Subdivision	RENICK OUTLOT
Legal Block	14
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2012 LAKE AIR DR, F, WACO, TX 76710-7902
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Loan Modification, Mortgage SECURITY BK/CRAWFORD
Aug 15, 2017	Deed of Trust, Mortgage SECURITY BK/CRAWFORD
Jun 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017
Deed Sale	Jun 29, 2017
Prior Sale	Jun 4, 2013
Deed Document Number	201721028
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	409 PRESTON ST, WACO, TX 76704-2227
Document Number	0000013320
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number	0000013320
Date	Apr 27, 2020
Instrument	13320

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	409 PRESTON ST, WACO, TX 76704-2227
Document Number	0000026715
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number	0000026715
Date	Aug 15, 2017
Instrument	26715

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 29, 2017
Property Address	409 PRESTON ST, WACO, TX 76704-2227
Document Number	0000021028
Instrument Date	Jun 28, 2017
Instrument	21028
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8825 WACO TX 767148825, WACO, TX 76714-8825
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,000 (-8.57%) Land $12,075 Building $19,925	$32,000 (-8.57%) Land $12,075 Building $19,925
2025	$786.00 (-0.38%)	$35,000 (-) Land $10,980 Building $24,020	$35,000 (-) Land $10,980 Building $24,020
2024	$789.00 (+0.64%)
2023		$35,000 Land $9,550 Building $25,450	$35,000 Land $9,550 Building $25,450
2022	$784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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