409 Prather Pl, Spring Valley, CA 91977 Property Records

San Diego County property record for 409 Prather Pl, Spring Valley, CA 91977 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,538 sqft Living Area
Lot Size6,300 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2017)
Tax Bill$11,529.00 (2025)

Owner

Source: San Diego County records · APN 584-532-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE CONNECT
Sep 14, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JFQ LENDING INC
Apr 19, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 09, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2017 · Amount on Record
Deed SaleJun 09, 2017 · Amount on Record
Prior SaleAug 30, 2007 · Amount on Record
Deed Doc Number2017260377
Last Transfer DateSep 23, 2020
Transfer Doc0000575935
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2026
Property Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
Document Number0000119789
Instrument DateMar 23, 2026
Instrument2026119789
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843

Mortgage

Document Number0000119789,
DateApr 29, 2026
Instrument2026119789
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term252 Months
DueApr 01, 2047
Interest
Rate6.01%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843

Mortgage

Document Number0000250374
DateSep 14, 2023
Instrument2023-0250374
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term283 Months
DueApr 01, 2047

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113832
DateMar 29, 2019
Instrument2019-0113832
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueApr 01, 2047

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156320
DateApr 19, 2018
Instrument2018-0156320
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueMay 01, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 09, 2017
Property Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843
Document Number0000260377
Map ReferenceMAP8578
Instrument DateApr 01, 2017
Instrument2017-0260377
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PRATHER PL, SPRING VALLEY, CA 91977-5843

Mortgage

Document Number0000260378
DateJun 09, 2017
Instrument2017-0260378
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$503,106 (+2%) Land $281,046 Building $222,060
2025$11,529.00 (+2.14%)$493,242 (+4.04%) Land $275,536 Building $217,706
2024$11,288.00 (+1.75%)
2023$11,094.00 (+1.04%)$474,091 Land $264,838 Building $209,253
2022$10,980.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN584-532-26-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,538 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area6,300 sqft (0.145 acres)
Depth X Width102 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address409 PRATHER PL
CitySPRING VALLEY
StateCA
Zip91977-5843
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 TR 008578
Legal SubdivisionVISTA DEL LAGO
Legal Tract008578
Legal Block1
Legal Lot Number24
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1009
Census Tract13903

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