Cass County property record for 409 Prairie Ln, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,112 sqft · built 1964 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-14-300-005-050.000 |
| Primary APN | 05-06-14-300-005-050.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 118 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 408 sqft |
| Patio Area | 888 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|
| Account Number | 1605000 |
|---|---|
| Street Address | 409 PRAIRIE LN |
| City | BELTON |
| State | MO |
| Zip | 64012-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LACY EST 5 & 6 RES LOT 77 |
| Legal Range | 33 |
| Legal Township | 46 |
| Legal Section | 14 |
| Legal Subdivision | LACY EST 5 & 6 |
| Legal Lot Number | 77 |
| Jurisdiction | CASS MO |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 60202 |
409 Prairie Ln is owned and occupied by two individuals.
Source: Cass County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 PRAIRIE LN, BELTON, MO 64012-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 409 PRAIRIE LN, BELTON, MO 64012-2945 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 PRAIRIE LN, BELTON, MO 64012-2945 |
| Document Number | 0004962/70 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 4962/70 |
| Instrument | 734543 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 409 Prairie Ln was $4,250.
Source: Cass County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,250.00 | $22,370 Land $1,930 Building $20,440 | $117,750 Land $10,170 Building $107,580 |
| 2023 | $1,642.00 (+4,875.76%) | $19,970 (+14.38%) Land $1,760 Building $18,210 | $105,100 Land $9,250 Building $95,850 |
| 2022 | $33.00 | $17,460 Land $1,760 Building $15,700 | |
| 2021 | $91,880 Land $9,250 Building $82,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Prairie Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Prairie Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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