409 Pollock St, Richmond, VA 23222 Property Records

Richmond City property record for 409 Pollock St, Richmond, VA 23222

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,071 sqft · built 2021
Lot Size	0.29 acres (12,619 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Dec 2025)
Tax Bill	$5,568 (2026)
Deeds & Mortgages	Mar 2022 Refinance Aug 2023 Mortgage + 3 more
APN	`N-000-1258-028`

Property Details

APN / Parcel Number

Primary APN	`N-000-1258-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,071 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,619 sqft (0.29 acres)
Lot Dimensions	174 ft deep x 75 ft wide
Porch	Slab
Deck Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	409 POLLOCK ST
City	RICHMOND
State	VA
Zip	23222-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 SINGLE
Legal Description	0075.18X0174.10 IRG0000.290 AC LOT A
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1029
Census Tract	10700

Owner

409 Pollock St is owned and occupied by two individuals who bought it in December 2025.

Source: Richmond City records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 POLLOCK ST, RICHMOND, VA 23222-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 3RD PARTY INDIVIDUAL
Aug 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Dec 11, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Sep 1, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	202520311
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	409 POLLOCK ST, RICHMOND, VA 23222
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005651
Date	Mar 7, 2022
Instrument	220005651

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2023

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	409 POLLOCK ST, RICHMOND, VA 23222
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013106
Date	Aug 30, 2023
Instrument	230013106

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Dec 11, 2025
Property Address	409 POLLOCK ST, RICHMOND, VA 23222
Document Number	0000020311
Map Reference	DOC 190004287
Instrument Date	Nov 24, 2025
Instrument	250020311
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 POLLOCK ST, RICHMOND, VA 23222

Mortgage

Document Number	0000020312
Date	Dec 11, 2025
Instrument	250020312

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Nov 29, 2018
Property Address	409 POLLOCK ST, RICHMOND, VA 23222
Document Number	0000024373
Instrument Date	Nov 2, 2018
Instrument	180024373
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E 37TH ST, RICHMOND, VA 23224-1826

Mortgage

Document Number	0000024374
Date	Nov 29, 2018
Instrument	180024374

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Sep 1, 2017
Property Address	409 POLLOCK ST, RICHMOND, VA 23222
Document Number	0000018455
Instrument Date	Aug 25, 2017
Instrument	18455
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8907 FARGO RD HENRICO VA 232294554, HENRICO, VA 23229-4554

Tax Assessment & Valuation

The 2026 property tax bill for 409 Pollock St was $5,568, up 3.6% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,568.00 (+3.57%)	$464,000 (+3.57%) Land $85,000 Building $379,000	$464,000 (+3.57%) Land $85,000 Building $379,000
2025	$5,376.00	$448,000 (+5.41%) Land $85,000 Building $363,000	$448,000 Land $85,000 Building $363,000
2024		$425,000 Land $78,000 Building $347,000
2023			$425,000 Land $78,000 Building $347,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 Pollock St; there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Pollock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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