409 Pochassic Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 409 Pochassic Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2019)
Tax Bill	$5,412 (2026)
Deeds & Mortgages	Aug 2024 Refinance Nov 2019 Sale & Refinance
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:40-R L:57`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:40-R L:57`
Alternative APN	`M:329040 B:R0057 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	2,238 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	409 POCHASSIC RD
City	WESTFIELD
State	MA
Zip	01085-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MISISCHIA CONSTR CO INC 03
Legal Lot Number	57
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4024
Census Tract	812800

Owner

409 Pochassic Rd is owned and occupied by an individual who bought it in November 2019.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 POCHASSIC RD, WESTFIELD, MA 01085-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Nov 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Document Number	201967676
Deed Book / Page	22957 / 478
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	22957-478
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	409 POCHASSIC RD, WESTFIELD, MA 01085-1563
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025528-362
Date	Aug 12, 2024
Book Page	25528/362
Instrument	36451

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Nov 18, 2019
Property Address	409 POCHASSIC RD, WESTFIELD, MA 01085-1563
Document Number	22957-478
Book / Page	22957 / 478
Instrument Date	Nov 15, 2019
Instrument	67676
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 POCHASSIC RD, WESTFIELD, MA 01085-1563

Mortgage

Document Number	67677
Date	Nov 18, 2019
Instrument	67677

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,412.00 (+7.51%)	$362,500 (+9.32%) Land $131,600 Building $230,900	$359,997 (+10.51%)
2025	$5,034.00 (+4.25%)	$331,600 (+16.6%) Land $127,600 Building $204,000	$325,755 (+3.53%)
2024			$314,640
2023	$4,829.00	$284,400 Land $110,600 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Pochassic Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Pochassic Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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