409 Placer St, Rogue River, OR 97537 Property Records

Jackson County property record for 409 Placer St, Rogue River, OR 97537

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,140 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2019)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`364W15DB5200`

Property Details

APN / Parcel Number

Primary APN	`364W15DB5200`
Alternative APNs	`364W15DB05200` `10569047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1983
Exterior Material	Concrete
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	409 PLACER ST
City	ROGUE RIVER
State	OR
Zip	97537-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 1-8
Legal Range	04W
Legal Township	36S
Legal Section	15
Legal Quarter	4
Legal Subdivision	PROSPECTORS ADDITION
Legal Block	1
Legal Lot Number	14
Jurisdiction	JACKSON OR
Township / Civil Division	NORTHWEST JACKSON
Census Block Group	1
Census Block	1030
Census Tract	2901

Owner

409 Placer St is owned and occupied by two individuals who bought it in March 2019.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Mar 6, 2015 · Amount on File
Deed Document Number	20197986
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516

Mortgage

Document Number	0000009766
Date	Mar 23, 2022
Instrument	2022-009766

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516

Mortgage

Document Number	0000004090
Date	Mar 1, 2024
Instrument	2024-004090

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516
Document Number	0000011605
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 PLACER ST ROGUE RIVER OR 975379516, ROGUE RIVER, OR 97537-9516

Mortgage

Document Number	0000011605
Date	Apr 8, 2020
Instrument	11605

Lender

Name	KEYBANK USA
Type	Bank
Address	CLACKAMAS, OR 97015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 27, 2019
Property Address	409 PLACER ST, ROGUE RIVER, OR 97537-9516
Document Number	0000007986
Map Reference	VOL 12 PG 69
Instrument Date	Mar 25, 2019
Instrument	2019-007986
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4041 HAMPTON DR, ANCHORAGE, AK 99504-4527

Mortgage

Document Number	0000007987
Date	Mar 27, 2019
Instrument	2019-007987

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Placer St was $2,238, up 3.3% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Rogue River City
Unified School District	Rogue River School District 35 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,320 (+3%)	$284,030 (-9.29%) Land $126,000 Building $158,030
2025	$2,238.00 (+3.28%)	$151,770 (+3%) Land $66,450 Building $85,320	$313,130 (+11.28%) Land $134,000 Building $179,130
2024	$2,167.00 (+3.39%)	$147,350 (+3%) Land $64,510 Building $82,840	$281,400 (+6.33%) Land $126,000 Building $155,400
2023	$2,096.00 (+2.39%)	$143,060 (+2.99%) Land $62,620 Building $80,440	$264,640 (-5.71%) Land $123,810 Building $140,830
2022	$2,047.00	$138,900 Land $60,800 Building $78,100	$280,670 Land $131,850 Building $148,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Placer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Placer St is very high, ranking above 90% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 76% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROGUE RIVER serves 2,345 people · EPA ID OR4100712
Water Source	Surface water
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20

May also be available: Hunter Communications, Rogue Broadband.

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