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409 Pinnacle St, Berea, KY 40403 Property Records

Madison County property record for 409 Pinnacle St, Berea, KY 40403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details896 sqft
Lot Size0.203 acres (8,873 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Sep 2021)
Tax Bill$1,064 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB008-0016-0012

Property Details

APN / Parcel Number

Primary APNB008-0016-0012
Alternative APNs
  • 104502
  • 141803
  • 71969

Interior

Building Area896 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Lot Area8,873 sqft (0.203 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number71969
Street Address409 PINNACLE ST
CityBEREA
StateKY
Zip40403-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW LOT 19
Legal SubdivisionMT VIEW
Legal Tract4
Legal Block4
Legal Lot Number19
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records · APN B008-0016-0012

Assessment roll updated December 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 PINNACLE ST, BEREA, KY 40403-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 02, 2021Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleOct 26, 2006 · Amount on Record
Deed Document Number20212014051301
Deed Book / Page810 / 712
Prior Transfer DateAug 31, 2021
Prior Transfer Doc00D810/712
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address409 PINNACLE ST, BEREA, KY 40403-1021
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2058/590
DateJun 01, 2021
Book PageM2058/590
Instrument2014039004
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 02, 2021
Property Address409 PINNACLE ST, BEREA, KY 40403-1021
Document Number00D810/712
Book / PageD810 / 712
Map ReferenceMB 2 PG 60
Instrument DateAug 31, 2021
Instrument2014051301
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$162.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address529 JUDY LN, 529, LEXINGTON, KY 40505-1713

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PINNACLE ST, BEREA, KY 40403-1021

Mortgage

Document Number2014051304
DateSep 02, 2021
Instrument2014051304
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00 (-5.08%) Homeowner's exemption$162,000 (-)$162,000 (-)
2023$1,121.00 Homeowner's exemption$162,000$162,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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