Pinellas County property record for 409 Pinewood Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,657 sqft · built 1999 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $399,900 (May 2017) |
| Tax Bill | $5,075 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-4543-6 |
| Primary APN | C62-000-759-4543-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,657 sqft Heated Area |
| 1st Floor Area | 2,657 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| View / Lot | Park |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 299 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149964 |
|---|---|
| Old Parcel Number | 162814985660000910 |
| Street Address | 409 PINEWOOD DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS OF FOREST LAKES, THE PHASE ONE LOT 91 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 14 |
| Legal Subdivision | WOODS OF FOREST LAKES, THE PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 91 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 27327 |
Source: Pinellas County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| May 31, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| May 31, 2017 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 2017167667 |
| Deed Book / Page | 19647 / 0675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Document Number | 0219472125 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 21947/2125 |
| Instrument | 2022059776 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Document Number | 0211391986 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 21139/1986 |
| Instrument | 2020255395 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 31, 2017 |
| Property Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Document Number | 0196470675 |
| Book / Page | 019647 / 000675 |
| Instrument Date | May 23, 2017 |
| Instrument | 167667 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 PINEWOOD DR OLDSMAR FL 346775508, OLDSMAR, FL 34677-5508 |
| Document Number | 196470680 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 019647/000680 |
| Instrument | 167668 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 31, 2017 |
| Property Address | 409 PINEWOOD DR, OLDSMAR, FL 34677-5508 |
| Document Number | 0196470671 |
| Book / Page | 019647 / 000671 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 167666 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,799.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,075.00 (+7.36%) Homeowner's exemption | $331,224 (+5.99%) | $560,963 (+6.51%) Land $128,423 Building $432,540 |
| 2023 | $4,727.00 (+2.81%) Homeowner's exemption | $312,514 (+3%) | $526,659 (+10.52%) Land $190,060 Building $336,599 |
| 2022 | $4,598.00 Homeowner's exemption | $303,412 | $476,543 Land $223,375 Building $253,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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