Kane County property record for 409 Pinecreek Dr, North Aurora, IL 60542
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,719 sqft · built 1995 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,500 (Nov 1995) |
| Tax Bill | $7,315 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-34-476-050 |
| Primary APN | 12-34-476-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 876 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 409 PINECREEK DR |
|---|---|
| City | NORTH AURORA |
| State | IL |
| Zip | 60542-9064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87 CREEK UNIT2 |
| Legal Subdivision | PINECREEK 2 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | KANE IL |
| Township / Civil Division | BATAVIA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 852805 |
409 Pinecreek Dr is owned and occupied by two individuals who bought it in November 1995.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 PINECREEK DR, NORTH AURORA, IL 60542-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 1995 · Amount on File |
| Deed Sale | Nov 3, 1995 · Amount on File |
| Deed Document Number | 199566812 |
| Deed Book / Page | 1138 / 759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 409 PINECREEK DR, NORTH AURORA, IL 60542-9064 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 PINECREEK DR, NORTH AURORA, IL 60542-9064 |
| Document Number | 0000043736 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022K043736 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2052 |
The 2025 property tax bill for 409 Pinecreek Dr was $7,315 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Batavia Township |
| Municipality | North Aurora Village |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,315.00 Homeowner's exemption | $113,571 (+8.78%) Land $20,130 Building $93,441 | $340,849 (+8.78%) Land $60,414 Building $280,435 |
| 2024 | $104,404 Land $18,505 Building $85,899 | $313,337 Land $55,537 Building $257,800 | |
| 2022 | $6,647.00 (+2.91%) Homeowner's exemption | $86,436 (+5.44%) Land $15,696 Building $70,740 | $259,308 (+5.44%) Land $47,088 Building $212,220 |
| 2021 | $6,459.00 Homeowner's exemption | $81,976 Land $14,886 Building $67,090 | $245,928 Land $44,658 Building $201,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Pinecreek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Pinecreek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH AURORA serves 18,261 people · EPA ID IL0890600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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