409 Pine St, West Reading (Reading), PA 19611 Property Records

Berks County property record for 409 Pine St, West Reading, PA 19611

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1926
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Sep 2023)
Tax Bill	$1,808 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5306-06-28-6561`

Property Details

APN / Parcel Number

Primary APN	`5306-06-28-6561`
Alternative APNs	`93-5306-06-28-6561` `098600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 PINE ST
City	WEST READING
State	PA
Zip	19611-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	BERKS PA
Township / Civil Division	WEST READING
Census Block Group	3
Census Block	3008
Census Tract	11200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 PINE ST, WEST READING, PA 19611-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 1, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2020	Deed, Subdivision Related Transfer · FHA Mortgage NORTHPOINTE BANK
May 3, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Document Number	202326166
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 5, 2023
Property Address	409 PINE ST, WEST READING, PA 19611-1336
Document Number	0000026166
Instrument Date	Aug 31, 2023
Instrument	2023026166
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	409 PINE ST, WEST READING, PA 19611-1336

Mortgage

Document Number	0000026167
Date	Sep 5, 2023
Instrument	2023026167

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 1, 2023
Property Address	409 PINE ST, WEST READING, PA 19611-1336
Document Number	0000003038
Instrument Date	Jan 27, 2023
Instrument	2023003038
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 RIDGE DR, FLEETWOOD, PA 19522-9634

Mortgage

Document Number	0000003039
Date	Feb 1, 2023
Instrument	2023003039

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 2, 2020
Property Address	409 PINE ST, WEST READING, PA 19611-1336
Document Number	0000021779
Instrument Date	Jun 8, 2020
Instrument	2020021779
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2021
Title Company	LLOYDS & HANDSON TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PINE ST, WEST READING, PA 19611-1336

Mortgage

Document Number	0000021780
Date	Jul 2, 2020
Instrument	2020021780

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	409 PINE ST, WEST READING, PA 19611-1336
Document Number	0000017556
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 PINE ST WEST READING PA 196111336, WEST READING, PA 19611-1336

Mortgage

Document Number	0000017556
Date	May 17, 2017
Instrument	17556

Lender

Name	BRANCH BK&TR
Type	Bank
Address	SHILLINGTON, PA 19607-3650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	West Reading Borough
Unified School District	Wyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,808.00 (+9.64%)	$76,900 (-) Land $17,000 Building $59,900	$17,000 (-77.89%) Land $17,000
2024	$1,649.00 (-41.55%)	$76,900 (-) Land $17,000 Building $59,900
2023	$2,821.00	$76,900 Land $17,000 Building $59,900
1994			$76,900 Land $17,000 Building $59,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST READING BORO WATER serves 4,300 people · EPA ID PA3060078
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks, T-Mobile.

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