409 Pine St, Oxford, NC 27565 Property Records

Granville County property record for 409 Pine St, Oxford, NC 27565

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,296 sqft · built 1995
Lot Size	0.168 acres (7,332 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Jan 2023)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11135-59200301`

Property Details

APN / Parcel Number

Primary APN	`11135-59200301`
Alternative APNs	`192317000544` `192317 295` `83501301` `1094133`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	1,364 sqft
Utility Area	24 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,332 sqft (0.168 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1094133
Street Address	409 PINE ST
City	OXFORD
State	NC
Zip	27565-3231
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Description	LOTS 9 & 10 CAMTOWN EXTENSION
Legal Subdivision	CAMTOWN EXTENSION
Legal Lot Number	9-10
Jurisdiction	GRANVILLE NC
Township / Civil Division	FISHING CREEK
Census Block Group	3
Census Block	3010
Census Tract	970400

Owner

409 Pine St, a duplex, is owned by a company that bought it in January 2023.

Source: Granville County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	109 N GARNETT ST, HENDERSON, NC 27536-4637
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	2023
Deed Book / Page	1935 / 686
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 31, 2023
Property Address	409 PINE ST, OXFORD, NC 27565-3231
Document Number	001935/686
Book / Page	1935 / 686
Map Reference	MB 66 PG 698
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 A B PINE STREET, OXFORD, NC 27565

Mortgage

Document Number	0001935690
Date	Jan 31, 2023
Instrument	1935/690

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 409 Pine St was $1,845.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Oxford City
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,497 (-) Land $17,000 Building $129,497
2025	$1,845.00	$146,497 Land $17,000 Building $129,497	$146,497 (-) Land $17,000 Building $129,497
2024			$146,497 (+85.39%) Land $17,000 Building $129,497
2023	$1,222.00 (+1.75%)	$79,021 (-) Land $9,000 Building $70,021	$79,021 (-) Land $9,000 Building $70,021
2022	$1,201.00	$79,021 Land $9,000 Building $70,021	$79,021 Land $9,000 Building $70,021

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Pine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 8,972 people · EPA ID NC0239010
Water Source	Purchased surface water from HENDERSON-KERR LAKE REG WTR
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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