409 Pine St, Lynchburg, VA 24504 Property Records

Lynchburg City property record for 409 Pine St, Lynchburg, VA 24504

Property Summary

Property TypeSingle Family Home
Details1 ba · 812 sqft · built 1865
Lot Size0.128 acres (5,615 sqft)
OwnerIndividual Name on Record
Last Sale$39,500 (Sep 2020)
Tax Bill$469 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2018 Sale & Line of Credit
APN025 51 014

Property Details

APN / Parcel Number

Primary APN025 51 014

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area812 sqft Living Area

Exterior

Year BuiltBuilt 1865
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialMetal
Lot Area5,615 sqft
Lot Width35 ft Width

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address409 PINE ST
CityLYNCHBURG
StateVA
Zip24504-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionDAVIS ADD, BLK D, LOT 31
Legal SubdivisionWHITE ROCK
Legal BlockD
Legal Lot Number31
JurisdictionLYNCHBURG CITY VA
Township / Civil DivisionLYNCHBURG
Census Block Group4
Census Block4025
Census Tract1900

Owner

Source: Lynchburg City records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address409 PINE ST, LYNCHBURG, VA 24504-4719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed, Transfer · Conventional Mortgage
ATLANTA BAY MORTGAGE GROUP
Jul 19, 2018Deed, Transfer · Line of Credit
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Document Number200006671
Record UpdatedJun 8, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionLYNCHBURG CITY VA
Recording DateSep 15, 2020
Property Address409 PINE ST, LYNCHBURG, VA 24504-4719
Document Number0200006671
Map ReferenceDOC 180004527
Instrument DateAug 28, 2020
Instrument200006671
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$39.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 PINE ST, LYNCHBURG, VA 24504-4719

Mortgage

Document Number0200006672
DateSep 15, 2020
Instrument200006672
Lender
NameATLANTA BAY MORTGAGE GROUP
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionLYNCHBURG CITY VA
Recording DateJul 19, 2018
Property Address409 PINE ST, LYNCHBURG, VA 24504-4719
Document Number0180004527
Instrument DateJul 16, 2018
Instrument180004527
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180004528
DateJul 19, 2018
Instrument180004528
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lynchburg City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityLynchburg City
Unified School DistrictLynchburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$469.00 (+29.92%)$55,900 (+37.68%) Land $12,000 Building $43,900$55,900 (+37.68%) Land $12,000 Building $43,900
2023$361.00$40,600 Land $7,500 Building $33,100$40,600 Land $7,500 Building $33,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LYNCHBURG
serves 80,995 people · EPA ID VA5680200
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber · Cable in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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