Carter County property record for 409 Pine St, Ardmore, OK 73401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,412 sqft · built 1955 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Dec 2024) |
| Tax Bill | $745 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0090-00-005-026-0-001-00 |
| Primary APN | 0090-00-005-026-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 194 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8373 |
|---|---|
| Street Address | 409 PINE ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRANTLEY, BLK 5 LOT 26 (IRREGULAR) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BRANTLEY ADDN |
| Legal Block | 5 |
| Legal Lot Number | 26 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 892601 |
Source: Carter County records · APN 0090-00-005-026-0-001-00
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 03, 2006 | Deed of Trust, Mortgage · Conventional Mortgage CITICORP TRUST BANK FSB |
| Dec 27, 2024 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2024 · Amount on Record |
| Deed Document Number | 202412533 |
| Deed Book / Page | 7630 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 18, 2026 |
| Property Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | 0000004715 |
| Book / Page | 7889 / 192 |
| Instrument Date | May 08, 2026 |
| Instrument | 20264715 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | 0000004715, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 7889/192 |
| Instrument | 20264715 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004421/182 |
|---|---|
| Date | Feb 03, 2006 |
| Book Page | 4421/182 |
| Instrument | 2006-001481 |
| Name | CITICORP TRUST BANK FSB |
|---|---|
| Type | Subprime Lender |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Dec 27, 2024 |
| Property Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | 007630/283 |
| Book / Page | 7630 / 283 |
| Instrument Date | Dec 26, 2024 |
| Instrument | I-2024-012533 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 PINE ST, ARDMORE, OK 73401-1761 |
| Document Number | I2024012534 |
|---|---|
| Date | Dec 27, 2024 |
| Instrument | I-2024-012534 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,920 (+142.48%) Land $1,200 Building $18,720 | $166,000 (+91.12%) Land $10,000 Building $156,000 | |
| 2024 | $745.00 (+4.49%) | ||
| 2023 | $713.00 Homeowner's exemption | $8,215 Land $1,200 Building $7,015 | $86,856 Land $10,000 Building $76,856 |
Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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