Suffolk County and Islip Town property record for 409 Pine Dr, Bay Shore, NY 11706
| Property Type | Single Family Home |
|---|---|
| Details | 1,696 sqft · built 1948 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (May 2017) |
| Tax Bill | $12,762 (2024) |
| Deeds & Mortgages | Nov 2020 Refinance May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 365.-2-33 |
| Primary APN | 472889 365.-2-33 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,696 sqft Living Area |
|---|---|
| 1st Floor Area | 940 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Account Number | 427500 |
|---|---|
| Street Address | 409 PINE DR |
| City | BAY SHORE |
| State | NY |
| Zip | 11706-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | X2201222Y182515 T038H00000000 |
| Legal Block | 5000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 147003 |
409 Pine Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 PINE DR, BAY SHORE, NY 11706-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| May 8, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on File |
| Deed Sale | May 8, 2017 · Amount on File |
| Deed Book / Page | 12911 / 657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 409 PINE DR, BAY SHORE, NY 11706-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232010054 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 23201/54 |
| Instrument | DL038226 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 8, 2017 |
| Property Address | 409 PINE DR, BAY SHORE, NY 11706-6323 |
| Document Number | 0129110657 |
| Book / Page | 012911 / 000657 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | MACGREGOR ABSTRACT CORPORATION, MACGREGOR ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 MEDEA WAY CENTRAL ISLIP NY 117224541, CENTRAL ISLIP, NY 11722-4541 |
| Document Number | 228150628 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 022815/000628 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2047 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,700 Land $6,500 Building $34,200 | $573,239 (-) Land $91,549 Building $481,690 | |
| 2024 | $12,762.00 | $573,239 (+2.54%) Land $91,549 Building $481,690 | |
| 2023 | $40,700 Land $6,500 Building $34,200 | $559,066 Land $89,286 Building $469,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Pine Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 14 (1985–2012) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Pine Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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