Monroe County property record for 409 Pickard Rd, Temperance, MI 48182 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Feb 2017) |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Dec 2018 Loan Modification Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-450-060-00 |
| Primary APN | 02-450-060-00 |
|---|
| Lot Area | 35,719 sqft (0.82 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 PICKARD RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDWAY GARDENS LOT 59 EXC W 10 FT THEREOF |
| Legal Subdivision | MIDWAY GARDENS |
| Legal Lot Number | 59 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 833200 |
Source: Monroe County records · APN 02-450-060-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 PICKARD RD, TEMPERANCE, MI 48182-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2018 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Feb 06, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2017 · Amount on Record |
| Deed Sale | Feb 06, 2017 · Amount on Record |
| Prior Sale | Sep 01, 2015 · Amount on Record |
| Deed Document Number | 20172328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 409 PICKARD RD, TEMPERANCE, MI 48182-9363 |
| Document Number | 0000001059 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Address | 409 PICKARD RD TEMPERANCE MI 481829363, TEMPERANCE, MI 48182-9363 |
| Document Number | 0000001059 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 1059 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 06, 2017 |
| Property Address | 409 PICKARD RD, TEMPERANCE, MI 48182-9363 |
| Document Number | 2017R02328 |
| Map Reference | LB 7 PG 7 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017R02328 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,019.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 PICKARD RD, 409, TEMPERANCE, MI 48182-9363 |
| Name | Verified Name |
|---|---|
| Address | 409 PICKARD RD, TEMPERANCE, MI 48182-9363 |
| Document Number | 0000002329 |
|---|---|
| Date | Feb 06, 2017 |
| Instrument | 2017R02329 |
| Name | ACCEPTANCE CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SPOKANE, WA 99208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,000 (+26.33%) | $166,000 (+26.33%) | |
| 2025 | $642.00 (-68.53%) Homeowner's exemption | ||
| 2023 | $2,040.00 Homeowner's exemption | $65,700 | $131,400 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158332003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1997, rainfall accumulation |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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