409 Petty Way, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 409 Petty Way, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2021
Lot Size	0.156 acres (6,778 sqft)
Owner	Company Name on File
Last Sale	$319,500 (Sep 2021)
Tax Bill	$5,491 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R105905`

Property Details

APN / Parcel Number

Primary APN	`R105905`
Alternative APNs	`S4738-000H-0017-00-0R` `105905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,778 sqft (0.156 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Covered Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	409 PETTY WAY
City	ROYSE CITY
State	TX
Zip	75189-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT CHAMBERLAIN CROSSING PHASE 3, BLOCK H, LOT 17
Legal Subdivision	THE RESERVE AT CHAMBERLAIN CROSSING PHAS
Legal Phase	3
Legal Tract	17
Legal Block	H
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40409

Owner

409 Petty Way is owned by a company that bought it in September 2021.

Source: Rockwall County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	2901 W PARKER RD, 864421, PLANO, TX 75086-0558
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Special Warranty Deed, Construction Loan LENNAR TITLE INC
Sep 9, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Deed Document Number	202124416
Prior Transfer Date	Aug 31, 2021
Prior Transfer Doc	0000024416
Record Updated	Oct 29, 2026

September 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 9, 2021
Property Address	409 PETTY WAY, FATE, TX 75189-6060
Document Number	0000024415
Map Reference	DOC 20200000007827
Instrument Date	Aug 31, 2021
Instrument	20210000024415
Transaction Type	Construction Loan
Record Updated	Oct 18, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MARKET PL STE 100, 100, IRVING, TX 75063-8050
Investor	Possibly a Property Investor

September 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 9, 2021
Property Address	409 PETTY WAY, FATE, TX 75189-6060
Document Number	0000024416
Map Reference	DOC 20200000007827
Instrument Date	Aug 31, 2021
Instrument	20210000024416
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PETTY WAY, FATE, TX 75189-6060

Mortgage

Document Number	0000024417
Date	Sep 9, 2021
Instrument	20210000024417

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Petty Way was $5,491, down 12.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (-34.65%) Land $75,000 Building $111,000	$186,000 (-34.65%) Land $75,000 Building $111,000
2025	$5,491.00 (-12.19%) Homeowner's exemption	$284,606 Land $75,000 Building $209,606	$284,606 Land $75,000 Building $209,606
2024	$6,253.00 (-13.87%)
2023	$7,260.00 Homeowner's exemption	$334,339 Land $109,250 Building $225,089	$334,339 Land $109,250 Building $225,089
2021	$1,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Petty Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Petty Way is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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