Stafford County property record for 409 Pepperidge Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,811 sqft · built 2022 |
| Lot Size | 0.138 acres (6,033 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,052 (Jul 2022) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29G-11-1427 |
| Primary APN | 29G-11-1427 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,811 sqft Living Area |
| Basement Area | 1,338 sqft |
| Finished Basement | 1,058 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,033 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60050 |
|---|---|
| Street Address | 409 PEPPERIDGE DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-6871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 - PLANNED DEVELOP |
| Legal Description | LOT 1427 SEC 11 6031 SQFT PHASE 2A EMBREY MILL PM200000104 |
| Legal Lot Number | 1427 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GARRISONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10210 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 PEPPERIDGE DR, STAFFORD, VA 22554-6871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Dec 15, 2021 | Special Warranty Deed, Transfer PREMIER TITLE/KS INC, PREMIER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 220014134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jul 1, 2022 |
| Property Address | 409 PEPPERIDGE DR, STAFFORD, VA 22554-6871 |
| Document Number | 0220014134 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 220014134 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 PEPPERIDGE DR, STAFFORD, VA 22554-6871 |
| Document Number | 0220014135 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 220014135 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Dec 15, 2021 |
| Property Address | 409 PEPPERIDGE DR, STAFFORD, VA 22554-6871 |
| Document Number | 0210041162 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 210041162 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | PREMIER TITLE/KS INC, PREMIER TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 SUNRISE CT, HERNDON, VA 20170-4120 |
| Investor | Possibly a Property Investor |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 (+6.23%) | $640,400 (+7.18%) Land $205,000 Building $435,400 | $640,400 (+7.18%) Land $205,000 Building $435,400 |
| 2023 | $5,646.00 (+1,355.15%) | $597,500 Land $185,000 Building $412,500 | $597,500 Land $185,000 Building $412,500 |
| 2021 | $388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2016–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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