Jo Daviess County property record for 409 Pearl St, Warren, IL 61087
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,988 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-001-440-00 |
| Primary APN | 21-001-440-00 |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 409 PEARL ST |
|---|---|
| City | WARREN |
| State | IL |
| Zip | 61087-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S. BURNETTS 3RD. ADD. BLOCK 2 LOT 12 & N 5' LOT 13 |
| Legal Subdivision | BURNETTS 3 ADD |
| Legal Block | 2 |
| Legal Lot Number | 12-13 |
| Jurisdiction | JO DAVIESS IL |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3106 |
| Census Tract | 20102 |
409 Pearl St is owned and occupied by two individuals.
Source: Jo Daviess County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 PEARL ST, WARREN, IL 61087-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Pearl St was $2,988, up 19.4% from the year before.
Source: Jo Daviess County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jo Daviess County |
| County Subdivision | Warren Township |
| Municipality | Warren Village |
| Unified School District | Warren Community Unit School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 (+19.42%) | $43,308 (+25%) Land $2,473 Building $40,835 | $129,937 (+25%) Land $7,420 Building $122,517 |
| 2024 | $2,502.00 Additional exemption filed | $34,646 Land $1,978 Building $32,668 | $103,949 Land $5,935 Building $98,014 |
| 2022 | $2,403.00 Additional exemption filed | $34,838 Land $1,435 Building $33,403 | $104,524 Land $4,305 Building $100,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN serves 1,323 people · EPA ID IL0850500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: Jo-Carroll Energy.
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