Seminole County property record for 409 Pavia Loop, Lake Mary, FL 32746
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,014 sqft · built 2012 |
| Lot Size | 0.027 acres (1,190 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,000 (Sep 2020) |
| Tax Bill | $3,804 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-514-0000-0230 |
| Primary APN | 08-20-30-514-0000-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 404 sqft |
| Upper Floors Area | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 1,190 sqft (0.027 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 PAVIA LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-2601 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 23 FOUNTAIN PARKE AT LAKE MARY PHASE 2 PB 70 PGS 70 - 76 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 08 |
| Legal Subdivision | FOUNTAIN PARKE AT LAKE MARY PHASE 2 |
| Legal Tract | 514 |
| Legal Lot Number | 23 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20805 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 PAVIA LOOP, LAKE MARY, FL 32746-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Dec 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2015 · Amount on Record |
| Deed Document Number | 2020104678 |
| Deed Book / Page | 9709 / 121 |
| Prior Transfer Date | Dec 5, 2018 |
| Prior Transfer Doc | 0092621848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 409 PAVIA LOOP, LAKE MARY, FL 32746-2601 |
| Document Number | 0097090121 |
| Book / Page | 9709 / 121 |
| Map Reference | MB 70 PG 70-76 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2020104678 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,289.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | A763 SHORE ACRES BLVD NE, A763, SAINT PETERSBURG, FL 33703 |
| Name | Verified Name |
|---|---|
| Address | 409 PAVIA LOOP, LAKE MARY, FL 32746-2601 |
| Document Number | 0009709123 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 9709/123 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 409 PAVIA LOOP, LAKE MARY, FL 32746-2601 |
| Document Number | 0092621848 |
| Book / Page | 009262 / 001848 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 138517 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 409 PAVIA LOOP LAKE MARY FL 327462601, LAKE MARY, FL 32746-2601 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,804.00 (+9.4%) Homeowner's exemption | $305,693 (+5.99%) | $370,604 (+0.23%) Land $65,000 Building $305,604 |
| 2023 | $3,477.00 (+2.75%) Homeowner's exemption | $288,425 (+3%) | $369,763 (+7.51%) Land $65,000 Building $304,763 |
| 2022 | $3,384.00 Homeowner's exemption | $280,024 | $343,943 Land $60,000 Building $283,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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