409 Park St, Cambridge, WI 53523 Property Records

Dane County property record for 409 Park St, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,343 sqft · built 1951
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Oct 2015)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0612-121-0481-6`

Property Details

APN / Parcel Number

Primary APN	`0612-121-0481-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,175 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	409 PARK ST
City	CAMBRIDGE
State	WI
Zip	53523-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT PRT OUTLOT 1 COM AT PT 132.0 FT N OF NW COR OL 4 TH E 132.0 FT TH N 132.0 FT TH W 132.0 FT TH S TO POB
Legal Range	12
Legal Township	06
Legal Section	12
Legal Subdivision	ASSESSORS PLAT/CAMBRIDGE REV
Legal Block	4
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4022
Census Tract	11900

Owner

409 Park St is owned and occupied by an individual who bought it in October 2015.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 PARK ST
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Jan 15, 2013
Deed Document Number	5193324
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	409 PARK ST, CAMBRIDGE, WI 53523-8914
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005721674
Date	Apr 26, 2021
Instrument	5721674

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	409 PARK ST, CAMBRIDGE, WI 53523-8914
Document Number	0005311527
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 PARK ST CAMBRIDGE WI 535238914, CAMBRIDGE, WI 53523-8914

Mortgage

Document Number	0005311527
Date	Mar 13, 2017
Instrument	5311527

Lender

Name	PREMIER BK
Type	Bank
Address	FORT ATKINSON, WI 53538

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Park St was $4,594 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cambridge Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,594.00 Homeowner's exemption	$222,900 Land $59,700 Building $163,200	$298,200
2023		$222,900 Land $59,700 Building $163,200	$252,800
2022	$4,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Park St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER & SEWER UTILITY serves 1,638 people · EPA ID WI1130074
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

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