409 Park Creek Ct, Normal, IL 61761 Property Records

McLean County property record for 409 Park Creek Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 800 sqft · built 1996
Lot Size	0.041 acres (1,803 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2024)
Tax Bill	$3,666 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-32-105-035`

Property Details

APN / Parcel Number

Primary APN	`14-32-105-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,803 sqft (0.041 acres)
Lot Dimensions	73 ft deep x 25 ft wide
Garage Area	228 sqft
Porch	Open Brick Porch
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 PARK CREEK CT
City	NORMAL
State	IL
Zip	61761-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 8 PARK CREEK PUD TO NORMAL
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	PARK CREEK
Legal Lot Number	8
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3010
Census Tract	302

Owner

409 Park Creek Ct is owned and occupied by an individual who bought it in April 2024.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	409 PARK CREEK CT, NORMAL, IL 61761-4354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Sep 12, 2022 · Amount on File
Deed Document Number	20244257
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 9, 2024
Property Address	409 PARK CREEK CT, NORMAL, IL 61761-4354
Document Number	202400004257
Map Reference	DOC 95-24914
Instrument Date	Apr 4, 2024
Instrument	2024-00004257
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PARK CREEK CT, NORMAL, IL 61761-4354

Mortgage

Document Number	202400004258
Date	Apr 9, 2024
Instrument	2024-00004258

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.99%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 12, 2022
Property Address	409 PARK CREEK CT, NORMAL, IL 61761-4354
Document Number	202200016230
Map Reference	DOC 95-24914
Instrument Date	Aug 29, 2022
Instrument	2022-00016230
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PARK CREEK CT, NORMAL, IL 61761-4354

Mortgage

Document Number	202200016231
Date	Sep 12, 2022
Instrument	2022-00016231

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 PARK CREEK CT, NORMAL, IL 61761-4354
Transaction Type	Mortgage
Record Updated	Feb 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00000207
Date	Jan 4, 2018
Instrument	2018-00000207

Lender

Name	DITECH.COM
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,836 Land $10,423 Building $45,413	$167,508 Land $31,269 Building $136,239
2024	$3,666.00 (+7.6%)
2023	$3,407.00 (+7.21%)	$45,809 (+10.69%) Land $8,551 Building $37,258	$137,427 (+10.69%) Land $25,653 Building $111,774
2022	$3,178.00	$41,385 Land $7,725 Building $33,660	$124,155 Land $23,175 Building $100,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Park Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Park Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	BLOOMINGTON
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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