409 Pannell Rd, Monroe, GA 30655 Property Records

Walton County property record for 409 Pannell Rd, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 1961
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Oct 2020)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M0260-025`

Property Details

APN / Parcel Number

Primary APN	`M0260-025`
Alternative APN	`18461`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,290 sqft Heated Area
1st Floor Area	1,178 sqft
Utility Area	55 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	231 sqft
Porch	Open Porch
Porch Area	44 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18461
Street Address	409 PANNELL RD
City	MONROE
State	GA
Zip	30655-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT .48AC
Legal Lot Number	1850
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1016
Census Tract	110302

Owner

409 Pannell Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Walton County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 PANNELL RD, MONROE, GA 30655-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Grant Deed, Transfer · Conventional Mortgage ACOPIA
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Aug 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Jul 31, 2019
Deed Document Number	0004698267
Deed Book / Page	4698 / 267
Last Transfer Date	Oct 19, 2020
Transfer Doc	0046980267
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Oct 19, 2020
Property Address	409 PANNELL RD, MONROE, GA 30655-6117
Document Number	0046980267
Book / Page	004698 / 000267
Instrument Date	Oct 16, 2020
Instrument	14923
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 PANNELL RD MONROE GA 306556117, MONROE, GA 30655-6117

Mortgage

Document Number	46980269
Date	Oct 19, 2020
Book Page	004698/000269

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	409 PANNELL RD, MONROE, GA 30655-6117
Document Number	0046980269
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PANNELL RD MONROE GA 306556117, MONROE, GA 30655-6117

Mortgage

Document Number	0046980269
Date	Oct 19, 2020
Book Page	004698/000269

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Aug 20, 2019
Property Address	409 PANNELL RD, MONROE, GA 30655-6117
Document Number	0044330128
Book / Page	004433 / 000128
Instrument Date	Jul 31, 2019
Instrument	9822
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PANNELL RD MONROE GA 306556117, MONROE, GA 30655-6117

Tax Assessment & Valuation

The 2025 property tax bill for 409 Pannell Rd was $2,577 with a homeowner's exemption.

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 Homeowner's exemption	$93,424 Land $20,000 Building $73,424	$233,560 Land $50,000 Building $183,560
2023	$2,331.00 (-99.02%) Homeowner's exemption	$80,104 (+32.83%) Land $15,200 Building $64,904	$200,260 (+32.83%) Land $38,000 Building $162,260
2022	$237,489.00 Homeowner's exemption	$60,304 Land $14,000 Building $46,304	$150,760 Land $35,000 Building $115,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Pannell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Pannell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Xfinity.

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