409 Pangel Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 409 Pangel Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,567 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2022)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-31-08-001.48`

Property Details

APN / Parcel Number

Primary APN	`5-31-08-001.48`
Alternative APN	`181749`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,567 sqft Living Area
Gross Area	1,990 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	181749
Street Address	409 PANGEL LN
City	DUNCAN
State	SC
Zip	29334-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 FAIRMONT RIDGE PH 1B PB 172-160 PB 173-425
Legal Subdivision	FAIRMONT RIDGE PH 1B
Legal Phase	1
Legal Lot Number	25
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	1
Census Block	1009
Census Tract	23407

Owner

409 Pangel Ln is owned and occupied by an individual who bought it in April 2022.

Source: Spartanburg County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	409 PANGEL LN, DUNCAN, SC 29334-8801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 22, 2022	Deed, Transfer · Line of Credit FIRST CITIZENS BANK AND TRUST CO IN
Dec 5, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	202221312
Deed Book / Page	136 / V.298
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	409 PANGEL LN, DUNCAN, SC 29334-8801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037974
Date	Jul 9, 2021
Book Page	6139/813
Instrument	2021-37974

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 22, 2022
Property Address	409 PANGEL LN, DUNCAN, SC 29334-8801
Document Number	0000021312
Book / Page	136-V / 298
Map Reference	MB 173 PG 425
Instrument Date	Apr 22, 2022
Instrument	2022-21312
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PANGEL LN, DUNCAN, SC 29334-8801

Mortgage

Document Number	0000021313
Date	Apr 22, 2022
Instrument	2022-21313

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 22, 2037

Interest

Index	6-Month T-Bill

December 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 5, 2017
Property Address	409 PANGEL LN, DUNCAN, SC 29334-8801
Document Number	0000056501
Map Reference	MB172 PG160
Instrument Date	Nov 4, 2017
Instrument	2017-56501
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PANGEL LN, DUNCAN, SC 29334-8801

Mortgage

Document Number	0000056502
Date	Dec 5, 2017
Instrument	2017-56502

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Pangel Ln was $1,240, up 0.8% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+0.81%)	$8,232 Land $1,644 Building $6,588	$205,800 Land $41,100 Building $164,700
2024	$1,230.00 (-0.24%)
2023	$1,233.00	$8,232 Land $1,644 Building $6,588	$205,800 Land $41,100 Building $164,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Pangel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Pangel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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