San Mateo County property record for 409 Pacific Ave, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 730 sqft Living Area |
| Lot Size | 2,413 sqft (0.055 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $925,000 (2026) |
| Tax Bill | $11,905.00 (2025) |
| Primary APN | 016-255-150 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 730 sqft Living Area |
| 1st Floor | 730 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 2,413 sqft (0.055 acres) |
| Depth X Width | 80 ft x 30 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 300 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 409 PACIFIC AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 25 BRIGHTON BEACH SUB NO 1 RSM 5/29 |
| Legal Subdivision | BRIGHTON BEACH SUB NO 1 |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 603000 |
Source: San Mateo County records · APN 016-255-150
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 30, 2026 | Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE |
| Dec 11, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Jun 14, 2018 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Feb 21, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Doc Number | 202623226 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 520 FREMONT AVE, PACIFICA, CA 94044-1913 |
| Document Number | 0000068989 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-068989 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000023226 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.23226 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,767.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000023227, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..23227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 11, 2019 |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000105250 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019-105250 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 FREMONT AVE, PACIFICA, CA 94044-1913 |
| Document Number | 0000105251 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-105251 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000065660 |
| Instrument Date | Aug 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 409 PACIFIC AVE PACIFICA CA 940442625, PACIFICA, CA 94044-2625 |
| Document Number | 0000065660 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 65660 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 14, 2018 |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000046326 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 46326 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 409 PACIFIC AVE PACIFICA CA 940442625, PACIFICA, CA 94044-2625 |
| Document Number | 46327 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 46327 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 21, 2018 |
| Property Address | 409 PACIFIC AVE, PACIFICA, CA 94044-2625 |
| Document Number | 0000011890 |
| Instrument Date | Feb 07, 2018 |
| Instrument | 11890 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 145 AMAPOLA AVE PACIFICA CA 940443102, PACIFICA, CA 94044-3102 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $903,563 (+2%) Land $730,661 Building $172,902 | ||
| 2025 | $11,905.00 (+4.18%) | $885,847 (+4.04%) Land $716,335 Building $169,512 | |
| 2024 | $11,427.00 (+2.83%) | ||
| 2023 | $11,112.00 (+6.41%) | $851,451 Land $688,520 Building $162,931 | $868,230 |
| 2022 | $10,443.00 |
409 Pacific Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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