Ashe County property record for 409 P T Dr, Creston, NC 28615 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 992 sqft · built 1991 |
| Lot Size | 6.63 acres (289,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2017) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03084-266 |
| Primary APN | 03084-266 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Building Area | 992 sqft Heated Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Lot Area | 289,151 sqft (6.63 acres) |
| Account Number | 95805 |
|---|---|
| Street Address | 409 P T DR |
| City | CRESTON |
| State | NC |
| Zip | 28615-8956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.638 A '16 4.597 A FROM 03084-139 (DB 466/2202) |
| Legal Subdivision | GARY LEE TRIVETTE PROPERTY |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970300 |
Source: Ashe County records · APN 03084-266
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2017 | Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 20, 2017 | Warranty Deed, Transfer · ARM NC PRESS ASSOC FED CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Prior Sale | Apr 04, 2008 · Amount on Record |
| Deed Document Number | 20174169 |
| Deed Book / Page | 484 / 953 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00480/0547 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 0480/0547 |
| Instrument | 01766 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000522/269 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 522/269 |
| Instrument | 221 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00549/2386 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 549/2386 |
| Instrument | 614 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Sep 20, 2017 |
| Property Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Document Number | 00484/0953 |
| Book / Page | 0484 / 0953 |
| Map Reference | MB 23 PG 2468 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 04169 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMANCHE TRL, SOUTH FORK, CO 81154-9525 |
| Name | Verified Name |
|---|---|
| Address | 409 P T DR, CRESTON, NC 28615-8956 |
| Document Number | 00484/0957 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 0484/0957 |
| Instrument | 04170 |
| Name | NC PRESS ASSOC FED CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+3.92%) | $187,200 (-) Land $43,800 Building $143,400 | $187,200 (-) Land $43,800 Building $143,400 |
| 2023 | $943.00 (+13.34%) | $187,200 (+56.39%) Land $43,800 Building $143,400 | $187,200 (+56.39%) Land $43,800 Building $143,400 |
| 2022 | $832.00 | $119,700 Land $32,600 Building $87,100 | $119,700 Land $32,600 Building $87,100 |
Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
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| Loretto Telephone Company | Fiber | 2,000 / 2,000 |
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