409 Oriole Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 409 Oriole Dr, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1985
Lot Size	0.31 acres (13,412 sqft)
Owner	Individual Name on Record
Tax Bill	$1,563 (2026)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`75E2-1-2`

Property Details

APN / Parcel Number

Primary APN	`75E2-1-2`
Alternative APN	`8030252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,469 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	912 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,412 sqft (0.31 acres)
Garage Type	Detached
Garage Area	280 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	716 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8030252
Street Address	409 ORIOLE DR
City	STEPHENS CITY
State	VA
Zip	22655-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	GREENBRIAR VILLAGE LOT 2
Legal Subdivision	GREENBRIAR
Legal Lot Number	2
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	3
Census Block	3005
Census Tract	50807

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 ORIOLE DR, STEPHENS CITY, VA 22655-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	409 ORIOLE DR, STEPHENS CITY, VA 22655-2401
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015550
Date	Sep 14, 2021
Instrument	210015550

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,563.00 (+10.46%)	$294,864 Land $88,000 Building $206,864	$294,864 Land $88,000 Building $206,864
2025	$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250