Bradford County property record for 409 Oneida St, Sayre, PA 18840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Jul 2020) |
| Tax Bill | $2,471 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-007.12-112-000-000 |
| Primary APN | 34-007.12-112-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Lot Area | 9,148 sqft (0.21 acres) |
| Street Address | 409 ONEIDA ST |
|---|---|
| City | SAYRE |
| State | PA |
| Zip | 18840-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE - ONEIDA ST |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | SAYRE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950300 |
409 Oneida St is owned and occupied by an individual who bought it in July 2020.
Source: Bradford County records, as of April 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 ONEIDA ST, SAYRE, PA 18840-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Jul 9, 2020 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Nov 30, 2018 | Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2020 · Amount on File |
| Deed Sale | Jul 9, 2020 · Amount on File |
| Prior Sale | Nov 30, 2018 · Amount on File |
| Deed Document Number | 20206074 |
| Prior Transfer Date | May 11, 2016 |
| Prior Transfer Doc | 0201607565 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 409 ONEIDA ST, SAYRE, PA 18840-1738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202005091 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 202005091 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jul 9, 2020 |
| Property Address | 409 ONEIDA ST, SAYRE, PA 18840-1738 |
| Document Number | 0202006074 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 202006074 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST ABSTRACT AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 ONEIDA ST, 409, SAYRE, PA 18840-1738 |
| Name | Verified Name |
|---|---|
| Address | 30 DIAMOND VALLEY RD, BARTON, NY 13734-1414 |
| Document Number | 0202006075 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 202006075 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Nov 30, 2018 |
| Property Address | 409 ONEIDA ST, SAYRE, PA 18840-1738 |
| Document Number | 0201814563 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 201814563 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 ONEIDA ST, 409, SAYRE, PA 18840-1738 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 ONEIDA ST, SAYRE, PA 18840-1738 |
| Document Number | 0201814564 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 201814564 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 409 Oneida St was $2,471, up 3.4% from the year before.
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Sayre Borough |
| Unified School District | Sayre Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,471.00 (+3.39%) | $29,150 (-) | |
| 2025 | $2,390.00 (+0.67%) | $29,150 (-) | |
| 2024 | $2,374.00 | $29,150 | |
| 1999 | $58,297 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Oneida St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Oneida St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA SUSQUEHANNA DIVISION private · serves 15,569 people · EPA ID PA2080028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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