Clay County property record for 409 Oldfield Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 1989 |
| Lot Size | 0.273 acres (11,891 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jan 2026) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 33-04-26-013142-001-10 |
| Primary APN | 33-04-26-013142-001-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,628 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,891 sqft (0.273 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 263 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 OLDFIELD DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 10 PINE ISLAND AS REC OR 1615 PG 428 & 4687 PG 1630 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | PINE ISLAND |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
Source: Clay County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 7, 2026 | Warranty Deed, Transfer · VA Mortgage ATLANTIC TRUST MORTGAGE CORP |
| Feb 7, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 5, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Deed Document Number | 2026826 |
| Deed Book / Page | 5003 / 665 |
| Prior Transfer Date | Feb 1, 2023 |
| Prior Transfer Doc | 0046871630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Document Number | 0050030665 |
| Book / Page | 5003 / 665 |
| Map Reference | MB 21 PG 58-60 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026000826 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4531 SONG SPARROW DR, MIDDLEBURG, FL 32068-9050 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Document Number | 0005003667 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 5003/667 |
| Name | ATLANTIC TRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Document Number | 0046871630 |
| Book / Page | 4687 / 1630 |
| Map Reference | MB 21 PG 58-60 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 2023005581 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Name | Verified Name |
|---|---|
| Address | 4531 SONG SPARROW DR, MIDDLEBURG, FL 32068-9050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 409 OLDFIELD DR, FLEMING ISLAND, FL 32003-7889 |
| Document Number | 0041490014 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 409 OLDFIELD DR FLEMING ISLAND FL 320037889, FLEMING ISLAND, FL 32003-7889 |
| Document Number | 0041490014 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 004149/000014 |
| Instrument | 64591 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29707-9538 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,779.00 (+5.08%) Homeowner's exemption | $156,840 (+5.99%) | $318,335 (+2.97%) Land $55,000 Building $263,335 |
| 2024 | $1,693.00 (-14.1%) | ||
| 2023 | $1,971.00 (+9.74%) Homeowner's exemption | $147,981 (+3%) | $309,142 (+14.16%) Land $55,000 Building $254,142 |
| 2022 | $1,796.00 Homeowner's exemption | $143,671 | $270,791 Land $40,000 Building $230,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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