New Hanover County property record for 409 Okeechobee Rd, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,541 sqft · built 2004 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Feb 2004) |
| Tax Bill | $2,011 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R08112-006-017-000 |
| Primary APN | R08112-006-017-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,541 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Basement Area | 1,004 sqft |
| Finished Basement | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 18,121 sqft (0.416 acres) |
| Terrain | Low |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 638 sqft |
| Patio Area | 638 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 409 OKEECHOBEE RD |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LT 84 OCEAN FOREST LKS II |
| Legal Subdivision | OCEAN FOREST LAKES |
| Legal Block | 6 |
| Legal Lot Number | 84 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12106 |
409 Okeechobee Rd is owned and occupied by an individual who bought it in February 2004.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 OKEECHOBEE RD, WILMINGTON, NC 28412-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2004 · Amount on File |
| Deed Sale | Feb 13, 2004 · Amount on File |
| Prior Sale | Oct 9, 2003 · Amount on File |
| Deed Book / Page | 4195 / 474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 409 OKEECHOBEE RD, WILMINGTON, NC 28412-3124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00667402368 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6674/2368 |
| Instrument | 2023028820 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 409 OKEECHOBEE RD, WILMINGTON, NC 28412-3124 |
| Document Number | 0062232454 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 OKEECHOBEE RD WILMINGTON NC 284123124, WILMINGTON, NC 28412-3124 |
| Document Number | 0062232454 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 006223/002454 |
| Instrument | 18407 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
The 2025 property tax bill for 409 Okeechobee Rd was $2,011, up 6.1% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,100 (-) Land $149,100 Building $363,000 | $512,100 (-) Land $149,100 Building $363,000 | |
| 2025 | $2,011.00 (+6.07%) | $512,100 Land $149,100 Building $363,000 | $512,100 Land $149,100 Building $363,000 |
| 2024 | $1,896.00 (+0.32%) | ||
| 2023 | $1,890.00 (-0.94%) | $348,900 Land $81,900 Building $267,000 | $348,900 Land $81,900 Building $267,000 |
| 2022 | $1,908.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Okeechobee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Okeechobee Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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