409 Ofarrell Dr, Benicia, CA 94510 Property Records

Solano County property record for 409 Ofarrell Dr, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 1977
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2005)
Tax Bill	$9,642 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0086-161-140`

Property Details

APN / Parcel Number

Primary APN	`0086-161-140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	1,812 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,147 sqft (0.21 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 OFARRELL DR
City	BENICIA
State	CA
Zip	94510-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAMPTON 15 SUB BK-BG 29-91 LOT 58
Legal Subdivision	SOUTHAMPTON 15
Legal Lot Number	58
Legal Unit	15
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	2
Census Block	2006
Census Tract	252106

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 OFARRELL DR, BENICIA, CA 94510-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2020	Loan Modification, Mortgage · Conventional Mortgage MATRIX FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on Record
Deed Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	200597205
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	409 OFARRELL DR, BENICIA, CA 94510-1406
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OFARRELL DR, BENICIA, CA 94510-1406

Mortgage

Document Number	0000025902
Date	Jun 19, 2023
Instrument	202300025902

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	409 OFARRELL DR, BENICIA, CA 94510-1406
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OFARRELL DR, BENICIA, CA 94510-1406

Mortgage

Document Number	0000001204
Date	Jan 5, 2022
Instrument	202200001204

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Dec 22, 2020
Property Address	409 OFARRELL DR, BENICIA, CA 94510-1406
Document Number	0000119027
Map Reference	MB 29 PG 91
Instrument Date	Dec 11, 2020
Instrument	202000119027
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OFARRELL DR, BENICIA, CA 94510-1406

Mortgage

Document Number	0000119028
Date	Dec 22, 2020
Instrument	202000119028

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000119029
Date	Dec 22, 2020
Instrument	202000119029

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOLANO CA
Property Address	409 OFARRELL DR, BENICIA, CA 94510-1406
Document Number	0000016247
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 OFARRELL DR BENICIA CA 945101406, BENICIA, CA 94510-1406

Mortgage

Document Number	0000016247
Date	Mar 2, 2020
Instrument	16247

Lender

Name	MATRIX FIN'L
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2060

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,034 (+2%) Land $342,264 Building $506,770
2025	$9,642.00 (-1.14%)	$832,387 (+4.04%) Land $335,553 Building $496,834
2024	$9,753.00 (+2.46%)
2023	$9,519.00 (+1.89%)	$800,067 Land $322,524 Building $477,543	$878,670
2022	$9,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Unwired, Verizon.

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