409 Oaklawn Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 409 Oaklawn Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Apr 2026)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027972-1560`

Property Details

APN / Parcel Number

Primary APN	`027972-1560`

Exterior

Year Built	Built 2026
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	409 OAKLAWN CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-3591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	114/66-81 SILVER LANDING PHASE 2B LOT 156 OR5636/1309
Legal Subdivision	SILVER LANDING PHASE 2B
Legal Block	1
Legal Lot Number	156
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 OAKLAWN CT, SAINT AUGUSTINE, FL 32092-3591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	202631759
Deed Book / Page	6343 / 1788
Record Updated	Sep 20, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 14, 2026
Property Address	409 OAKLAWN CT, SAINT AUGUSTINE, FL 32092-3591
Document Number	0000031759
Book / Page	6343 / 1788
Instrument Date	Apr 10, 2026
Instrument	2026.31759
Record Updated	Apr 27, 2026
Title Company	COWFORD TITLE LLC, COWFORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445,410.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKLAWN CT, SAINT AUGUSTINE, FL 32092-3591

Mortgage

Document Number	0000031760,
Date	Apr 14, 2026
Book Page	6343/1790
Instrument	2026.31760

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (+2.38%) Land $133,100	$140,000 (+7.69%) Land $140,000
2025	$1,686.00 (+17.74%)	$130,000 (+8.33%)	$130,000 (+8.33%) Land $130,000
2024	$1,432.00 (+12.84%)	$120,000 (+2%)	$120,000 (+2%) Land $120,000
2023	$1,269.00	$100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20