409 Oakland Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 409 Oakland Ave, Cedarhurst, NY 11516

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,847 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Oct 2001)
Tax Bill	$8,214 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-299-00-0057`

Property Details

APN / Parcel Number

Primary APN	`39-299-00-0057`
Alternative APNs	`2003-39-299-00-0057-0` `39299000057000000000` `282003 39.-299-57` `39299 00570`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,847 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	796 sqft
Basement Area	95 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	70 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39299 00570
Street Address	409 OAKLAND AVE
City	CEDARHURST
State	NY
Zip	11516-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57-58
Legal Subdivision	BAYVIEW PK CEDARHURST MAP 1
Legal Block	299
Legal Lot Number	57-58
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3019
Census Tract	411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 5, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2001 · Amount on Record
Deed Sale	Oct 29, 2001 · Amount on Record
Deed Book / Page	11397 / 285
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319

Mortgage

Document Number	M471460775
Date	May 16, 2023
Book Page	M47146/775
Instrument	2023-28750

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0450200131
Date	Feb 19, 2021
Book Page	45020/131
Instrument	2021-020079

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436970600
Date	Sep 26, 2019
Book Page	43697/600
Instrument	2019-083357

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Document Number	0436970617
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 OAKLAND AVE CEDARHURST NY 115161319, CEDARHURST, NY 11516-1319

Mortgage

Document Number	0436970617
Date	Sep 26, 2019
Book Page	043697/000617
Instrument	83358

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	409 OAKLAND AVE, CEDARHURST, NY 11516-1319
Document Number	0418640120
Book / Page	041864 / 000120
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKLAND AVE CEDARHURST NY 115161319, CEDARHURST, NY 11516-1319

Mortgage

Document Number	0418640120
Date	Jan 23, 2017
Book Page	041864/000120
Instrument	7558

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Cedarhurst Village
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652 (-1.81%) Land $281 Building $371	$685,000 (+3.16%)
2025	$8,214.00 (+2.15%)
2023	$8,041.00 Homeowner's exemption	$664 Land $272 Building $392	$664,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	78 (1979–2023)
Claims Outside the SFHA	35 of 78
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 49 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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