409 Oakham Pl, Fishers, IN 46038 Property Records

Hamilton County property record for 409 Oakham Pl, Fishers, IN 46038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,534 sqft · built 1976
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$357,000 (Jul 2022)
Tax Bill	$3,761 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-11-30-101-001.000-006`

Property Details

APN / Parcel Number

Primary APN	`29-11-30-101-001.000-006`
Alternative APNs	`291130101001000005` `1411300101001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,534 sqft Living Area
1st Floor Area	1,610 sqft
2nd Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	314 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1411300101001000
Old Parcel Number	291130101001000005
Street Address	409 OAKHAM PL
City	FISHERS
State	IN
Zip	46038-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.10, SECTION 30, TOWNSHIP 18, RANGE 5, COTTINGHAM ESTATES, SECTION 3, LOT 58
Legal Range	05
Legal Township	18
Legal Section	30
Legal Subdivision	COTTINGHAM ESTATES THIRD SECTION
Legal Block	3
Legal Lot Number	58
Jurisdiction	HAMILTON IN
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2004
Census Tract	110819

Owner

409 Oakham Pl is owned and occupied by an individual who bought it in July 2022.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 OAKHAM PL, FISHERS, IN 46038-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jan 21, 2005
Deed Document Number	2022036180
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 21, 2022
Property Address	409 OAKHAM PL, FISHERS, IN 46038-3534
Document Number	0000036180
Map Reference	MB 04 PG 66-67
Instrument Date	Jul 11, 2022
Instrument	2022036180
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 OAKHAM PL, FISHERS, IN 46038-3534

Mortgage

Document Number	0000036181
Date	Jul 21, 2022
Instrument	2022036181

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Delaware Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,700 (+4.25%) Land $97,000 Building $238,700	$335,700 (+4.25%) Land $97,000 Building $238,700
2024	$3,761.00 (+7.64%)	$322,000 (+3.47%) Land $97,000 Building $225,000	$322,000 (+3.47%) Land $97,000 Building $225,000
2023	$3,494.00 (+7.41%) Homeowner's exemption	$311,200 (+12.39%) Land $51,400 Building $259,800	$311,200 (+12.39%) Land $51,400 Building $259,800
2022	$3,253.00 Homeowner's exemption	$276,900 Land $51,400 Building $225,500	$276,900 Land $51,400 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Oakham Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Oakham Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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