409 Oak Summit Rd, Edmond, OK 73025 Property Records

Oklahoma County property record for 409 Oak Summit Rd, Edmond, OK 73025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,308 sqft · built 2007
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$519,500 (Jan 2020)
Tax Bill	$6,508 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4605-20-665-1010`

Property Details

APN / Parcel Number

Primary APN	`4605-20-665-1010`
Alternative APNs	`R206651010` `206651010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,308 sqft Living Area
1st Floor Area	2,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	143 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	419 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206651010
Street Address	409 OAK SUMMIT RD
City	EDMOND
State	OK
Zip	73025-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUMMIT AT OAKTREE 122 002
Legal Range	03W
Legal Township	14N
Legal Section	02
Legal Subdivision	THE SUMMIT AT OAKTREE
Legal Block	122
Legal Lot Number	2
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	4
Census Block	4000
Census Tract	108223

Owner

Source: Oklahoma County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 OAK SUMMIT RD, EDMOND, OK 73025-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 9, 2018	Grant Deed, Transfer · Line of Credit CITIZENS BK/EDMOND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	202010142960
Deed Book / Page	14250 / 557
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0010932180
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jan 30, 2020
Property Address	409 OAK SUMMIT RD, EDMOND, OK 73025-2727
Document Number	0010142960
Book / Page	14250 / 0557
Instrument Date	Jan 29, 2020
Instrument	20200130010142960
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 OAK SUMMIT RD, EDMOND, OK 73025-2727

Mortgage

Document Number	0010142970
Date	Jan 30, 2020
Instrument	20200130010142970

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 9, 2018
Property Address	409 OAK SUMMIT RD, EDMOND, OK 73025-2727
Document Number	0137801849
Book / Page	013780 / 001849
Instrument Date	Jul 2, 2018
Instrument	10932180
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 OAK SUMMIT RD EDMOND OK 730252727, EDMOND, OK 73025-2727

Mortgage

Document Number	137801850
Date	Jul 9, 2018
Book Page	013780/001850
Instrument	10932190

Lender

Name	CITIZENS BK/EDMOND
Type	Bank
Address	EDMOND, OK 73034

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,508.00 (+3.17%) Homeowner's exemption	$62,892 (+6.09%) Land $9,281 Building $53,611	$687,500 (+0.15%) Land $101,459 Building $586,041
2024	$6,308.00 (+3.84%)
2023	$6,075.00 Homeowner's exemption	$59,282 Land $8,761 Building $50,521	$686,500 Land $101,459 Building $585,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Airosurf Communications, Nextlink.

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