Bremer County property record for 409 Oak St, Sumner, IA 50674 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,208 sqft · built 1910 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jul 2024) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-377-007 |
| Primary APN | 04-24-377-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 1,416 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 409 OAK ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 CARPENTER ADD LOT 9 & E 1/2 LOT 8 BLK 34 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Subdivision | CARPENTER'S C ADD |
| Legal Block | 34 |
| Legal Lot Number | 8,9 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 4700 |
Source: Bremer County records · APN 04-24-377-007
Assessment roll updated September 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 OAK ST, SUMNER, IA 50674-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 30, 2018 | Deed of Trust, Mortgage USA HOUSING AND URBAN DEVELOPMENT |
| Mar 12, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2023 · Amount on Record |
| Deed Document Number | 20241994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 409 OAK ST, SUMNER, IA 50674-1531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001094 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 0000002018/0000001094 |
| Instrument | 20181094 |
| Name | USA HOUSING AND URBAN DEVELOPMENT |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 346 Months |
| Due | Jan 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Mar 12, 2020 |
| Property Address | 409 OAK ST, SUMNER, IA 50674-1531 |
| Document Number | 3494/1760 |
| Book / Page | 3494 / 1760 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 20200782 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 OAK ST, SUMNER, IA 50674-1531 |
Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 (+18.94%) | $214,980 (+33.16%) Land $19,360 Building $195,620 | $214,980 (+33.16%) Land $19,360 Building $195,620 |
| 2023 | $161,440 Land $19,060 Building $142,380 | $161,440 Land $19,060 Building $142,380 | |
| 2022 | $2,302.00 |
Source: FEMA National Flood Hazard Layer, Bremer County (19017C), updated January 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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