409 Oak St, Laurel, NE 68745 Property Records

Cedar County property record for 409 Oak St, Laurel, NE 68745

Property Summary

Property Type	Single Family Home
Details	2,066 sqft · built 1964
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Mar 2026)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Transfer + 1 more
APN	`0006622.00`

Property Details

APN / Parcel Number

Primary APN	`0006622.00`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	2,066 sqft
Basement Area	2,322 sqft
Finished Basement	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modular
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	815 sqft
Driveway	Driveway
Driveway Area	3,442 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 OAK ST
City	LAUREL
State	NE
Zip	68745-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	FIRST ADD-LAUREL L 8-10 BLK 16
Legal Subdivision	FIRST ADD-LAUREL
Legal Block	16
Jurisdiction	CEDAR NE
Township / Civil Division	21
Census Block Group	2
Census Block	2030
Census Tract	977200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 OAK ST, LAUREL, NE 68745-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer
Mar 31, 2026	Intrafamily Transfer, Transfer
Nov 14, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Document Number	2026520
Deed Book / Page	167 / 392
Prior Transfer Date	Mar 13, 2026
Prior Transfer Doc	0000000520
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Mar 31, 2026
Property Address	409 OAK ST, LAUREL, NE 68745-1729
Document Number	000167/392
Book / Page	167 / 392
Instrument Date	Mar 13, 2026
Instrument	2026-00520
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$410.64
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR NE
Recording Date	Mar 31, 2026
Property Address	409 OAK ST, LAUREL, NE 68745-1729
Document Number	000167/392
Book / Page	167 / 392
Instrument Date	Mar 13, 2026
Instrument	2026-00521
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR NE
Recording Date	Nov 14, 2011
Property Address	409 OAK ST, LAUREL, NE 68745-1729
Document Number	000149/303
Book / Page	149 / 303
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cedar County
Municipality	Laurel City
Unified School District	Laurel-Concord-Coleridge School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,580 (+2.56%) Land $15,000 Building $165,580	$180,580 (+2.56%) Land $15,000 Building $165,580
2025	$2,035.00 (-14.96%)	$176,080 (+19.47%) Land $10,500 Building $165,580	$176,080 (+19.47%) Land $10,500 Building $165,580
2023	$2,393.00	$147,390 Land $10,500 Building $136,890	$147,390 Land $10,500 Building $136,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL serves 972 people · EPA ID NE3102705
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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