Rutherford County property record for 409 Oak St, Forest City, NC 28043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1963 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,500 (Mar 2022) |
| Tax Bill | $837 (2022) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 0419111 |
| Primary APN | 0419111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Heated Area |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 6667 |
|---|---|
| Old Parcel Number | 0419111 |
| Street Address | 409 OAK ST |
| City | FOREST CITY |
| State | NC |
| Zip | 28043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1538075810740000; RES LAWING RD |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COOL SPRING |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 960800 |
Source: Rutherford County records · APN 0419111
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 OAK ST, FOREST CITY, NC 28043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 20, 2021 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | 0020584003 |
| Deed Book / Page | 2058 / 4003 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Mar 28, 2022 |
| Property Address | 409 OAK ST, FOREST CITY, NC 28043 |
| Document Number | 0020584003 |
| Book / Page | 2058 / 4003 |
| Instrument Date | Mar 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1515 LAKE HOUSER RD, MOORESBORO, NC 28114-8706 |
| Name | Verified Name |
|---|---|
| Address | 409 OAK STREET EXT, FOREST CITY, NC 28043-2881 |
| Document Number | 0020584006 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2058/4006 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Aug 20, 2021 |
| Property Address | 409 OAK ST, FOREST CITY, NC 28043 |
| Document Number | 0020501648 |
| Book / Page | 2050 / 1648 |
| Map Reference | MB 694 PG 96 |
| Instrument Date | Aug 17, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $131.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 LAKE HOUSER RD, MOORESBORO, NC 28114-8706 |
Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $213,900 Land $12,000 Building $201,900 | $213,900 Land $12,000 Building $201,900 | |
| 2022 | $837.00 | ||
| 2021 | $837.00 |
Source: FEMA National Flood Hazard Layer as of April 18, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
May also be available: e-Polk, T-Mobile USA, Verizon.
Based on FCC filings for 33 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF FOREST CITY serves 21,521 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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