409 Oak Rd, Seaford, DE 19973 Property Records

Sussex County property record for 409 Oak Rd, Seaford, DE 19973

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1938
Lot Size0.168 acres (7,318 sqft)
OwnerIndividual Name on File
Last Sale$52,500 (Nov 2018)
Tax Bill$647 (2025)
Deeds & MortgagesSep 2021 Refinance
Mar 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN531-13.09-2.00

Property Details

APN / Parcel Number

Primary APN531-13.09-2.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
FlooringCeramic Tile
ElevatorElevator

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialWood
Construction TypeFrame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions122 ft deep x 60 ft wide
Garage TypeCarport
Garage Area143 sqft
CarportCarport
Carport Area143 sqft
Parking Spaces1 Parking Space
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address409 OAK RD
CitySEAFORD
StateDE
Zip19973-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN
Legal DescriptionWESTVIEW LOT 48 SEC 2
Legal SubdivisionSEAFORD
Legal Lot Number48
JurisdictionSUSSEX DE
Township / Civil DivisionSEAFORD
Census Block Group2
Census Block2048
Census Tract50405

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 OAK RD, SEAFORD, DE 19973-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Mar 22, 2019Grant Deed, Transfer
MERIDIAN BK
Dec 6, 2018Trustee's Deed, Construction Loan · Construction Mortgage
YLDA Y RUIZ-CASAS
Nov 30, 2018Grant Deed, Transfer
ATTORNEY ONLY
Oct 5, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Deed Document Number201843919
Deed Book / Page4985 / 4
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address409 OAK RD, SEAFORD, DE 19973-2031
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0203110254
DateSep 21, 2021
Book Page20311/254
Instrument20210000058959
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX DE
Recording DateMar 22, 2019
Property Address409 OAK RD, SEAFORD, DE 19973-2031
Document Number0050310341
Book / Page005031 / 000341
Instrument DateMar 20, 2019
Instrument9516
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$321.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address409 OAK RD BLADES DE 199732031, BLADES, DE 19973-2031

Mortgage

Document Number174350083
DateMar 22, 2019
Book Page017435/000083
Instrument9517
Lender
NameMERIDIAN BK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
AmountAmount Recorded
Term360 Months
DueMar 21, 2049

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSUSSEX DE
Recording DateDec 6, 2018
Property Address409 OAK RD, SEAFORD, DE 19973-2031
Document Number0172780262
Book / Page017278 / 000262
Instrument DateNov 28, 2018
Instrument44852
Transaction TypeConstruction Loan
Record UpdatedFeb 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 OAK RD BLADES DE 199732031, BLADES, DE 19973-2031

Mortgage

Document Number172780262
DateDec 6, 2018
Book Page017278/000262
Instrument44852
Lender
NameYLDA Y RUIZ-CASAS
Address14890 JOSEPHS RD, SEAFORD, DE 19973-8231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 5, 2019

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX DE
Recording DateNov 30, 2018
Property Address409 OAK RD, SEAFORD, DE 19973-2031
Document Number0049850004
Book / Page004985 / 000004
Instrument DateNov 19, 2018
Instrument43919
Transaction TypeTransfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$157.50
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25388 STURGIS LN GEORGETOWN DE 199476501, GEORGETOWN, DE 19947-6501

October 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionSUSSEX DE
Recording DateOct 5, 2018
Property Address409 OAK RD, SEAFORD, DE 19973-2031
Document Number0049590301
Book / Page004959 / 000301
Instrument DateSep 24, 2018
Instrument36531
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$166.32
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address10790 RANCHO BERNARDO RD SAN DIEGO CA 921275705, SAN DIEGO, CA 92127-5705

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateDelaware
CountySussex County
MunicipalitySeaford City
Unified School DistrictSeaford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647.00 (+82.77%)$7,100 (-) Land $1,450 Building $5,650$183,200 (+1,190.14%) Land $36,500 Building $146,700
2023$354.00$7,100 Land $1,450 Building $5,650$14,200 Land $2,900 Building $11,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEAFORD WATER DEPARTMENT
serves 6,699 people · EPA ID DE0000246
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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