Taylor County property record for 409 Oak, Merkel, TX 79536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1937 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Apr 2012) |
| Tax Bill | $1,804 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A0073004900 |
| Primary APN | A0073004900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,432 sqft |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 OAK |
|---|---|
| City | MERKEL |
| State | TX |
| Zip | 79536-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0073 SUR 147 GRIMES COUNTY SCHOOL, TRACT 18 (100X140) |
| Legal Subdivision | GRIMES COUNTY SCHOOL |
| Legal Tract | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | TAYLOR TX |
| Township / Civil Division | MERKEL |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 13601 |
Source: Taylor County records · APN A0073004900
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 OAK, MERKEL, TX 79536-5117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2012 · Amount on Record |
| Deed Sale | Apr 27, 2012 · Amount on Record |
| Prior Sale | Mar 24, 2011 · Amount on Record |
| Deed Document Number | 20126309 |
| Prior Transfer Date | Apr 24, 2012 |
| Prior Transfer Doc | 0000006309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR TX |
| Property Address | 409 OAK, MERKEL, TX 79536-5117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000020284 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-00020284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Taylor County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Taylor County |
| Municipality | Merkel Town |
| Unified School District | Merkel Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,000 (+1%) | $203,965 (+32.76%) Land $3,150 Building $200,815 | |
| 2025 | $1,804.00 (-16.94%) Homeowner's exemption | $153,636 (-10.47%) Land $3,150 Building $150,486 | $153,636 (-15.77%) Land $3,150 Building $150,486 |
| 2024 | $171,601 (-0.92%) Land $3,150 Building $179,241 | $182,391 (+5.31%) Land $3,150 Building $179,241 | |
| 2023 | $2,172.00 (-19.73%) Homeowner's exemption | $173,201 Land $3,150 Building $170,051 | $173,201 Land $3,150 Building $170,051 |
| 2022 | $2,706.00 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Taylor Electric Cooperative.
Based on FCC filings for 323 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERKEL serves 3,573 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ABILENE |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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