409 Oak Hill Dr, Hampton, IA 50441 Property Records

Franklin County property record for 409 Oak Hill Dr, Hampton, IA 50441

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,447 sqft · built 2004
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,362 (2025)
Deeds & Mortgages	Jul 2019 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072817702900`

Property Details

APN / Parcel Number

Primary APN	`072817702900`
Alternative APN	`0728177029`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
1st Floor Area	2,447 sqft
Basement Area	2,447 sqft
Finished Basement	2,100 sqft
Unfinished Basement	347 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Attached
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,104 sqft
Porch	Slab
Porch Area	225 sqft
Deck Area	422 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Water Source	Commercial

Location & Zoning

Street Address	409 OAK HILL DR
City	HAMPTON
State	IA
Zip	50441-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILL SECOND SUB (SEQ:1), DIV LOT 9 REC PLAT (SEQ:2), 04-1321 (SEQ:3) WD-2019-1157 (2019-08-01), WD-2019-1156 (2019-08-01), WD-2019-1096 (2019-07-23), WD-2019-1095 (2019-07-23), COT-2019-0255 (2019-03-01), MSC-04-1323 (2004-06-23), MSC-04-1321 (20
Legal Subdivision	OAK HILL SECOND SUB
Legal Lot Number	9
Jurisdiction	FRANKLIN IA
Township / Civil Division	HAMPTON
Census Block Group	3
Census Block	3018
Census Tract	360200

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 OAK HILL DR, HAMPTON, IA 50441-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK & TRUST CO
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO
Jul 23, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	409 OAK HILL DR, HAMPTON, IA 50441-1036
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191097
Date	Jul 23, 2019
Instrument	20191097

Lender

Name	FIRST SECURITY BANK & TRUST CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	409 OAK HILL DR, HAMPTON, IA 50441-1036
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201668
Date	Oct 8, 2020
Instrument	20201668

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Jul 23, 2019
Property Address	409 OAK HILL DR, HAMPTON, IA 50441-1036
Document Number	20191096
Instrument Date	Jul 12, 2019
Instrument	20191096
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 2ND AVE SE, HAMPTON, IA 50441-2229

Mortgage

Document Number	20191097
Date	Jul 23, 2019
Instrument	20191097

Lender

Name	FIRST SECURITY BANK & TRUST CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Municipality	Hampton City
Unified School District	Hampton-Dumont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,362.00 (+2.2%) Homeowner's exemption	$812,200 (+16.56%) Land $42,000 Building $770,200	$812,200 (+16.56%) Land $42,000 Building $770,200
2024	$12,096.00 (-4.44%)
2023		$696,800 (+15.38%) Land $42,000 Building $654,800	$696,800 (+15.38%) Land $42,000 Building $654,800
2022	$12,658.00 Homeowner's exemption	$603,900 Land $42,000 Building $561,900
2021			$603,900 Land $42,000 Building $561,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPTON MUNI WATER WORKS serves 4,337 people · EPA ID IA3544024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Router12 Networks, Verizon.

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