409 NW Rust Ct, Grain Valley, MO 64029 Property Records

Jackson County property record for 409 NW Rust Ct, Grain Valley, MO 64029

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,103 sqft · built 2019
Lot Size	0.322 acres (14,020 sqft)
Owner	2 Individual Names on File
Last Sale	$578,417 (Jun 2024)
Tax Bill	$8,025 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-340-01-19`

Property Details

APN / Parcel Number

Primary APN	`37-340-01-19`
Alternative APNs	`37-340-01-19-00-0-00-000` `2083472`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	4,103 sqft Living Area
Gross Area	5,532 sqft
1st Floor Area	2,090 sqft
Basement Area	2,090 sqft
Finished Basement	2,013 sqft
Unfinished Basement	77 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,020 sqft (0.322 acres)
Garage Type	Attached
Garage Area	1,352 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2083472
Street Address	409 NW RUST CT
City	GRAIN VALLEY
State	MO
Zip	64029-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW KEY ESTATES LOTS 1A, 2A, 3A & 3B A REPLAT OF WILLOW K EY ESTATES LOTS 1,2, & 3 IN THE SE 1/4 SEC 22 TWP 49 RNG 30 IN GRAIN VALLEY MO---LOT 3A
Legal Subdivision	WILLOW KEY ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3034
Census Tract	14903

Owner

409 NW Rust Ct is owned and occupied by two individuals who bought it in June 2024.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Apr 27, 2020	Deed of Trust, Mortgage UNION HM MTG CORP
Sep 18, 2018	Deed of Trust, Mortgage WELLS FARGO BK
Oct 10, 2017	Warranty Deed, Transfer BANK OF ODESSA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	202436799
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0051414
Date	May 12, 2021
Instrument	2021E0051414

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 6, 2021
Property Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Document Number	00E0110566
Instrument Date	Oct 4, 2021
Instrument	2021E0110566
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307

Mortgage

Document Number	00E0110618
Date	Oct 6, 2021
Instrument	2021E0110618

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Document Number	0000E35452
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 NW RUST CT GRAIN VALLEY MO 640298307, GRAIN VALLEY, MO 64029-8307

Mortgage

Document Number	0000E35452
Date	May 1, 2020
Instrument	35452E

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Document Number	0000E83296
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2113 NW SYCAMORE LN GRAIN VALLEY MO 640298391, GRAIN VALLEY, MO 64029-8391

Mortgage

Document Number	0000E83296
Date	Sep 24, 2018
Instrument	83296E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 10, 2017
Property Address	409 NW RUST CT, GRAIN VALLEY, MO 64029-8307
Document Number	0000E92477
Instrument Date	Oct 6, 2017
Instrument	92477E
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, CLT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1408 NW BURR OAK LN GRAIN VALLEY MO 64029, GRAIN VALLEY, MO 64029
Investor	Possibly a Property Investor

Mortgage

Document Number	E92478
Date	Oct 10, 2017
Instrument	92478E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 409 NW Rust Ct was $8,025, down 5.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Grain Valley City
Unified School District	Grain Valley R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,500 (-) Land $3,789 Building $94,711	$518,420 (-)
2025	$8,025.00 (-5.5%)	$98,500 Land $3,789 Building $94,711	$518,420
2024	$8,492.00 (+3.88%)
2023	$8,175.00	$103,111 Land $4,507 Building $98,604	$542,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 NW Rust Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 NW Rust Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAIN VALLEY PWS serves 16,000 people · EPA ID MO1010320
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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