409 NW Despain Ave, Pendleton, OR 97801 Property Records

Umatilla County property record for 409 NW Despain Ave, Pendleton, OR 97801

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,938 sqft · built 1900
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Mar 2020)
Tax Bill$3,626 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2N3203DD10400

Property Details

APN / Parcel Number

Primary APN2N3203DD10400
Alternative APNs
  • 106333.00
  • 106333

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,938 sqft Living Area
Gross Area2,850 sqft
1st Floor Area1,188 sqft
AtticAttic
Attic Area512 sqft
Basement Area1,008 sqft
Finished Basement238 sqft
Unfinished Basement770 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
PorchCovered Porch
Porch Area142 sqft
Deck Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number106333
Street Address409 NW DESPAIN AVE
CityPENDLETON
StateOR
Zip97801-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Range32
Legal Township02N
Legal Section03
Legal SubdivisionSWITZLERS ADD
Legal Block5
Legal Lot Number7
JurisdictionUMATILLA OR
Township / Civil DivisionPENDLETON
Census Block Group4
Census Block4025
Census Tract950400

Owner

Source: Umatilla County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Mar 13, 2020Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Mar 7, 2019Warranty Deed, Transfer · Commercial Mortgage
VERISTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2020 · Amount on Record
Deed SaleMar 13, 2020 · Amount on Record
Prior SaleMar 7, 2019 · Amount on Record
Deed Document Number20206980484
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Recording DateJun 10, 2026
Property Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630
Document Number0000004378
Instrument DateMay 21, 2026
Instrument20264378
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630

Mortgage

Document Number0000004378,
DateJun 10, 2026
Instrument20264378
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 17, 2056
Interest
Rate6.23%
Max Rate-1%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateMar 13, 2020
Property Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630
Document Number20206980484
Instrument DateMar 11, 2020
Instrument2020-6980484
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 OAKMONT CT, 109, RICHLAND, WA 99352-9675

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630

Mortgage

Document Number20206980485
DateMar 13, 2020
Instrument2020-6980485
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUMATILLA OR
Recording DateMar 7, 2019
Property Address409 NW DESPAIN AVE, PENDLETON, OR 97801-1630
Document Number20196830320
Instrument DateMar 4, 2019
Instrument2019-6830320
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 OAKMONT CT, RICHLAND, WA 99352-9675
InvestorPossibly a Property Investor

Mortgage

Document Number20196830321
DateMar 7, 2019
Instrument2019-6830321
Lender
NameVERISTONE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
MunicipalityPendleton City
Unified School DistrictPendleton School District 16 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,626.00 (+4.92%)$196,920 (+6.08%) Land $45,130 Building $151,790$273,220 (-6.18%) Land $64,810 Building $208,410
2023$3,456.00$185,630 Land $42,540 Building $143,090$291,230 Land $63,120 Building $228,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1991 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PENDLETON
serves 16,996 people · EPA ID OR4100613
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wtechlink
Fiber · Fixed Wireless
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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