Polk County property record for 409 Nova Dr, Davenport, FL 33837 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,784 sqft Living Area |
| Lot Size | 6,050 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2023) |
| Tax Bill | $3,796.00 (2025) |
| Primary APN | 27-26-32-709506-001170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 2,204 sqft Gross Area |
| 1st Floor | 1,784 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 36 sqft Porch |
| Street Address | 409 NOVA DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-2682 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BELLA NOVA-PHASE 2 PB 161 PG 28-31 LOT 117 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | BELLA NOVA - PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 117 |
| Jurisdiction | POLK FL |
| Minor Civil Division | HAINES CITY |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 12514 |
Source: Polk County records · APN 27-26-32-709506-001170
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME CAPITAL FUNDING INC |
| May 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Jan 14, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit WFB NA |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 30, 2017 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2023 · Amount on Record |
| Deed Sale | May 05, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Doc Number | 2023105508 |
| Deed Book / Page | 12680 / 1461 |
| Prior Transfer Date | Jan 13, 2021 |
| Prior Transfer Doc | 0115390909 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 02, 2026 |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0000078730 |
| Book / Page | 13943 / 838 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202678730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0000078730, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 13943/838 |
| Instrument | 202678730 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 05, 2023 |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0000105508 |
| Book / Page | 12680 / 1461 |
| Map Reference | MB 161 PG 28 |
| Instrument Date | May 02, 2023 |
| Instrument | 2023105508 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Name | Verified Name |
|---|---|
| Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0126801462 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 12680/1462 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0115390909 |
| Book / Page | 011539 / 000909 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 11328 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 409 NOVA DR DAVENPORT FL 338372682, DAVENPORT, FL 33837-2682 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0104410224 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0104410224 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 010441/000224 |
| Instrument | 69779 |
| Name | WFB NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0103290371 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 NOVA DR DAVENPORT FL 338372682, DAVENPORT, FL 33837-2682 |
| Document Number | 0103290371 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 010329/000371 |
| Instrument | 231233 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 30, 2017 |
| Property Address | 409 NOVA DR, DAVENPORT, FL 33837-2682 |
| Document Number | 0102480526 |
| Book / Page | 010248 / 000526 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 167849 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,494.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 409 NOVA DR DAVENPORT FL 338372682, DAVENPORT, FL 33837-2682 |
| Document Number | 102480527 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 010248/000527 |
| Instrument | 167850 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,796.00 (-18.33%) | $293,625 (+33.24%) Land $58,000 Building $235,625 | $293,625 (-6.33%) Land $58,000 Building $235,625 |
| 2024 | $4,648.00 (+57.61%) | ||
| 2023 | $2,949.00 (+3.15%) | $220,371 (+3%) | $313,478 (+8.26%) Land $56,000 Building $257,478 |
| 2022 | $2,859.00 Homeowner's exemption | $213,952 | $289,557 Land $46,000 Building $243,557 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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