409 North Ave, Lockport, IL 60441 Property Records

Will County property record for 409 North Ave, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1951
Lot Size	0.16 acres (6,912 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Nov 2023)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-35-106-017`

Property Details

APN / Parcel Number

Primary APN	`11-04-35-106-017`
Alternative APN	`04351060170000`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,912 sqft (0.16 acres)

Location & Zoning

Street Address	409 NORTH AVE
City	LOCKPORT
State	IL
Zip	60441-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 IN BRUCE HIGHLANDS SUB, BEING A SUB OF PRT OF THE W 1/2 OF THE NW 1/4 OF SEC 35, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	35
Legal Subdivision	BRUCE HIGHLANDS SUB
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3005
Census Tract	880702

Owner

409 North Ave is owned and occupied by an individual who bought it in November 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Aug 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Aug 10, 2022 · Amount on File
Deed Document Number	202358912
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000051820
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 8, 2023
Property Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Document Number	0000058912
Map Reference	DCO 431623
Instrument Date	Aug 29, 2023
Instrument	R2023058912
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 NORTH AVE, LOCKPORT, IL 60441-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NORTH AVE, LOCKPORT, IL 60441-4917

Mortgage

Document Number	0000058913
Date	Nov 8, 2023
Instrument	R2023058913

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Mortgage

Document Number	0000058914
Date	Nov 8, 2023
Instrument	R2023058914

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2028

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 10, 2022
Property Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Document Number	0000060714
Map Reference	DOC 431623
Instrument Date	Jul 28, 2022
Instrument	R2022060714
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NATIONALLINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 NORTH AVE, LOCKPORT, IL 60441-4917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NORTH AVE, LOCKPORT, IL 60441-4917

Mortgage

Document Number	0000060715
Date	Aug 10, 2022
Instrument	R2022060715

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036354
Date	Jun 13, 2019
Instrument	R2019036354

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.29%
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Aug 7, 2019
Property Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Document Number	0000051820
Instrument Date	Aug 7, 2019
Instrument	51820
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1464 POLO DR BARTLETT IL 601031830, BARTLETT, IL 60103-1830

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Apr 16, 2019
Property Address	409 NORTH AVE, LOCKPORT, IL 60441-4917
Document Number	0000021956
Instrument Date	Apr 13, 2019
Instrument	21956
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	702 SOJOURN RD NEW LENOX IL 604519592, NEW LENOX, IL 60451-9592

Tax Assessment & Valuation

The 2025 property tax bill for 409 North Ave was $1,525.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00	$26,657 (+7.2%) Land $6,531 Building $20,126	$79,971 (+7.2%) Land $19,593 Building $60,378
2024		$24,866 Land $6,092 Building $18,774	$74,598 Land $18,276 Building $56,322
2022	$1,662.00	$18,369 Land $4,620 Building $13,749	$55,107 Land $13,860 Building $41,247

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 North Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 North Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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