409 Nichols Ct, Saint Peter, MN 56082 Property Records

Nicollet County property record for 409 Nichols Ct, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.353 acres (15,359 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2026)
Tax Bill	$3,448 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19.592.0370`

Property Details

APN / Parcel Number

Primary APN	`19.592.0370`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	175 sqft
Unfinished Basement	202 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,359 sqft (0.353 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,124 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 NICHOLS CT
City	SAINT PETER
State	MN
Zip	56082-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 3 LOT 4 SUBDIVISIONCD 19592 SUBDIVISIONNAME KOLLMAN S SUBD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	KOLLMAN S SUBD
Legal Block	3
Legal Lot Number	4
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3019
Census Tract	480300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Traverse des Sioux listed 1973 · 1 contributing resources · NRIS 73000990

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Nichols Ct is owned and occupied by an individual who bought it in June 2026.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	409 NICHOLS CT, SAINT PETER, MN 56082-1671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN BANK
May 25, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Deed Document Number	202673844
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0000073844
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 18, 2026
Property Address	409 NICHOLS CT, SAINT PETER, MN 56082-1671
Document Number	0000073844
Instrument Date	Jun 17, 2026
Instrument	202673844
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NICHOLS CT, SAINT PETER, MN 56082-1671

Mortgage

Document Number	0000073844,
Date	Jun 18, 2026
Instrument	202673844

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	NICOLLET MN
Recording Date	May 25, 2022
Property Address	409 NICHOLS CT, SAINT PETER, MN 56082-1671
Document Number	0000069604
Instrument Date	Mar 18, 2022
Instrument	69604
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 NICHOLS CT, SAINT PETER, MN 56082-1671

Tax Assessment & Valuation

The 2026 property tax bill for 409 Nichols Ct was $3,448 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,448.00 Homeowner's exemption	$253,800 Land $67,200 Building $186,600	$253,800 Land $67,200 Building $186,600
2025	$3,448.00
2023	$2,970.00 Homeowner's exemption	$235,900 Land $67,200 Building $168,700	$235,900 Land $67,200 Building $168,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Nichols Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Nichols Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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