Onslow County property record for 409 Nelson Dr, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1953 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Aug 2025) |
| Tax Bill | $1,223 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 425-13 |
| Primary APN | 425-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 308 ft deep x 65 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490022963 |
|---|---|
| Street Address | 409 NELSON DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L10 BG NEW RIVER HOMES |
| Legal Subdivision | NEW RIVER HOMES INC |
| Legal Block | G |
| Legal Lot Number | 10 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2600 |
409 Nelson Dr is owned and occupied by two individuals who bought it in August 2025.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| May 1, 2023 | Warranty Deed, Transfer |
| Mar 12, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Aug 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 16, 2017 | Grant Deed, Foreclosure OLD REPUBLIC TITLE |
| Jun 5, 2017 | Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on File |
| Deed Sale | Aug 5, 2025 · Amount on File |
| Prior Sale | Sep 6, 2023 |
| Deed Book / Page | 6411 / 787 |
| Prior Transfer Date | May 3, 2017 |
| Prior Transfer Doc | 0046250659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 6, 2023 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0060300274 |
| Book / Page | 6030 / 274 |
| Map Reference | MB 3 PG 62 |
| Instrument Date | Aug 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0006030278 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 6030-278 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 1, 2023 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0059550265 |
| Book / Page | 5955 / 265 |
| Map Reference | MB 3 PG 62 |
| Instrument Date | Apr 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20776 NE 37TH PL, AVENTURA, FL 33180-3838 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0051230648 |
| Book / Page | 5123 / 648 |
| Map Reference | MB 3 PG 62 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 ASPEN DR, 8, CALDWELL, NJ 07006-4557 |
| Name | Verified Name |
|---|---|
| Address | 44 1 BROADWAY, ASTORIA, NY 11103 |
| Document Number | 0005123653 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 5123/653 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 29, 2017 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0046660746 |
| Book / Page | 004666 / 000746 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 GLENSIDE TER MONTCLAIR NJ 070432529, MONTCLAIR, NJ 07043-2529 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 16, 2017 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0046310377 |
| Book / Page | 004631 / 000377 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 20, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $137.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 5, 2017 |
| Property Address | 409 NELSON DR, JACKSONVILLE, NC 28540-6105 |
| Document Number | 0046250659 |
| Book / Page | 004625 / 000659 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $137.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 409 Nelson Dr was $1,223, up 64.4% from the year before.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,223.00 (+64.38%) | $180,606 (+204.39%) Land $30,000 Building $150,606 | $180,606 (+204.39%) Land $30,000 Building $150,606 |
| 2025 | $744.00 | $59,333 Land $20,000 Building $39,333 | $59,333 Land $20,000 Building $39,333 |
| 2023 | $744.00 | $59,333 Land $20,000 Building $39,333 | $59,333 Land $20,000 Building $39,333 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Nelson Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Nelson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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