409 Nectarine St, Cape Charles, VA 23310 Property Records

Northampton County property record for 409 Nectarine St, Cape Charles, VA 23310

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,608 sqft · built 1754
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$724,900 (Jul 2023)
Tax Bill$5,179 (2025)
Deeds & MortgagesAug 2023 Transfer
Jul 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN83A3-1-253B

Property Details

APN / Parcel Number

Primary APN83A3-1-253B
Alternative APNs
  • 10004005
  • 10006003
  • 10008353
  • 182

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,608 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1754
Effective Year BuiltEffective 1754
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area43,560 sqft (1 acres)
Lot Dimensions40 ft deep x 65 ft wide
PorchSlab
Porch Area35 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number10008353
Street Address409 NECTARINE ST
CityCAPE CHARLES
StateVA
Zip23310-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT #253 65X40 PART OF LOT #253 65X40
Legal SubdivisionTOWN CAPE CHARLES
Legal Lot Number253
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group2
Census Block2031
Census Tract930301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cape Charles Historic District
listed 1991 · 588 contributing resources · NRIS 90002122

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5062 MADEIRA RD, VIRGINIA BEACH, VA 23455-3957
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Gift Deed, Transfer
Jul 11, 2023Warranty Deed, Transfer
A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT
Jun 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
CALVIN B TAYLOR BANKING CO OF BERLIN MD
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Aug 7, 2017Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Prior SaleOct 5, 2021 · Amount on Record
Deed Document Number20231627
Last Transfer DateAug 1, 2023
Transfer Doc0000001821
Record UpdatedSep 20, 2026

August 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionNORTHAMPTON VA
Recording DateAug 2, 2023
Property Address409 NECTARINE ST, CAPE CHARLES, VA 23310-2821
Document Number0230001821
Instrument DateAug 1, 2023
Instrument230001821
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5062 MADEIRA RD, VIRGINIA BEACH, VA 23455-3957

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateJul 11, 2023
Property Address409 NECTARINE ST, CAPE CHARLES, VA 23310-2821
Document Number0230001627
Instrument DateJul 6, 2023
Instrument230001627
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyA AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5062 MADEIRA RD, VIRGINIA BEACH, VA 23455-3957

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address409 NECTARINE ST, CAPE CHARLES, VA 23310-2821
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001496
DateJun 1, 2021
Instrument210001496
Lender
NameCALVIN B TAYLOR BANKING CO OF BERLIN MD
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateOct 5, 2021
Property Address409 NECTARINE ST, CAPE CHARLES, VA 23310-2821
Document Number210002495
Instrument DateSep 30, 2021
Instrument210002495
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyA AND N TITLE AND SETTLEMENT, A&N TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 N UNDERWOOD ST, ARLINGTON, VA 22213-1110

Mortgage

Document Number210002496
DateOct 5, 2021
Instrument210002496
Lender
NamePRIMELENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.63%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address409 NECTARINE ST, CAPE CHARLES, VA 23310-2821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170001168
DateAug 7, 2017
Instrument170001168
Lender
NameLAKEVIEW LOAN SERVICING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,179.00 (+24.86%)$734,700 (+34.61%) Land $162,000 Building $572,700
2024$734,700 (+34.61%) Land $162,000 Building $572,700
2023$4,148.00$545,800 (-) Land $148,800 Building $397,000$545,800 (-) Land $148,800 Building $397,000
2022$4,148.00$545,800 Land $148,800 Building $397,000$545,800 Land $148,800 Building $397,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies98 units insured
incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Eastern Shore of Virginia Broadband Authority
Fiber
200 / 200
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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