409 N Willow Ave, Port Orange, FL 32127 Property Records

Volusia County property record for 409 N Willow Ave, Port Orange, FL 32127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 2002
Lot Size	0.193 acres (8,437 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2018)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6340-03-14-0270`

Property Details

APN / Parcel Number

Primary APN	`6340-03-14-0270`
Alternative APNs	`33164003140270` `3692781.0` `3692781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	8,437 sqft (0.193 acres)
Lot Dimensions	143 ft deep x 59 ft wide
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3692781.0
Old Parcel Number	33164003140270
Street Address	409 N WILLOW AVE
City	PORT ORANGE
State	FL
Zip	32127-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 27 BLK N BAYWOOD REPLAT MB 23 PGS 44-45 INC PER OR 4469 PG 1731 PER OR 6248 PGS 4411-4412 PER OR 6311 PGS 2820-2821 PER
Legal Range	33E
Legal Township	16S
Legal Section	40
Legal Subdivision	REPLAT
Legal Tract	3
Legal Block	N
Legal Lot Number	27
Jurisdiction	VOLUSIA FL
Township / Civil Division	PORT ORANGE
Census Block Group	1
Census Block	1034
Census Tract	82510

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 N WILLOW AVE, PORT ORANGE, FL 32127-6145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Prior Sale	Jan 9, 2009
Deed Document Number	0007640620
Deed Book / Page	7640 / 620
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	409 N WILLOW AVE, PORT ORANGE, FL 32127-6145
Document Number	0078421760
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N WILLOW AVE PORT ORANGE FL 321276145, PORT ORANGE, FL 32127-6145

Mortgage

Document Number	0078421760
Date	Apr 20, 2020
Book Page	007842/001760
Instrument	73691

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 31, 2018
Property Address	409 N WILLOW AVE, PORT ORANGE, FL 32127-6145
Document Number	0076400620
Book / Page	7640 / 0620
Map Reference	MB 23 PG 44
Instrument Date	Dec 31, 2018
Instrument	2018-258995
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 NAPOLI LN, 720, NEW SMYRNA BEACH, FL 32168-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N WILLOW AVE, PORT ORANGE, FL 32127-6145

Mortgage

Document Number	2018258996
Date	Dec 31, 2018
Instrument	2018-258996

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Port Orange City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+5.66%) Homeowner's exemption	$147,158 (+5.99%)	$263,284 (+7.81%) Land $66,741 Building $196,543
2023	$1,821.00 (+4.36%) Homeowner's exemption	$138,846 (+3%)	$244,214 (+13.13%) Land $50,354 Building $193,860
2022	$1,745.00 Homeowner's exemption	$134,802	$215,867 Land $39,031 Building $176,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	168 (1988–2025)
Claims Outside the SFHA	2 of 168
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Milton, Oct 2024 · 26 claims Hurricane Ian, Nov 2022 · 23 claims Hurricane Irma, Sep 2017 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT ORANGE serves 71,096 people · EPA ID FL3641044
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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